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Matters of the Heart. Has a Commercial Fuck turned into a torrid Love Affair which has turned your life upside down? Fear not. We have experts here who can help you through your roller coaster ride. Tell us your story and we'll do our best to help.

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  #12946  
Old 16-02-2012, 09:35 AM
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shysaint shysaint is offline
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Re: Understanding Vietnamese Life Partner

Quote:
Originally Posted by volcano View Post
alamak...why must leave it untouch ???

just do fixed deposit at 1 mth then every mth go bank take interest and renew it lor.that's how i do and how my wife gets her allowance for family maintenance.....

no need buy chunks of gold lah....any amount is also good bcos gold price in VN will not drop bcos its always being tied together with the property prices.

i did bought 5 liang of the gold....but after comparison,i still find that dividends for getting interest from banks is better.but nobody knows how long the high interest rate will go on.

keeping gold is good for people who has intention of buying many new houses or lands in the near future bcos many landlords like to value their properties in terms of gold.
yeah , you told me before ....

thats why after much thinking ... for NOW , the best option is earning from bank interest .. not gold or property ...

once the currency becomes stronger , than its time to go into Gold ...
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  #12947  
Old 16-02-2012, 09:55 AM
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Re: Understanding Vietnamese Life Partner

Although VND deposits give high returns, but the Exchange Rate risks involved is way too high. When you exchange any foreign currency to VND, you pay an exchange rate difference of 3% to 5% and when you exchange it back to your own currency after VND deposit maturity, you suffer another exchange rate difference. Things get worse if VND depreciates against major currencies and it VND is expected to depreciate again this Financial Year. So 14% interest is high if you have spare VND and need not convert it back to other currencies for the long term and you use it in Vietnam only. In the long term, the probability of VND depreciating against major currencies is still very high, so the 14% returns do not cover your potential loss.
  #12948  
Old 16-02-2012, 07:09 PM
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Re: Understanding Vietnamese Life Partner

Quote:
Originally Posted by shysaint View Post
60 rd off to 100 .. different alot leh
will check again... cos her rental 100usd ma she say come from the bank interest..
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  #12949  
Old 16-02-2012, 07:12 PM
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Re: Understanding Vietnamese Life Partner

dear bros,

my wife says she borrowed S$7k in vietnam for house renovations and she is paying S$200 as interest for loan. can this be true?

thnks
  #12950  
Old 16-02-2012, 07:27 PM
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Re: Understanding Vietnamese Life Partner

Quote:
Originally Posted by elth View Post
will check again... cos her rental 100usd ma she say come from the bank interest..
Rental 100usd?!? Where she stay??
  #12951  
Old 16-02-2012, 08:19 PM
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Re: Understanding Vietnamese Life Partner

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Originally Posted by vietboy View Post
Rental 100usd?!? Where she stay??
truong dang que area... no room type... the toilet (no flush system) w bath (no heater) very small space... is it consider ex
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  #12952  
Old 16-02-2012, 09:07 PM
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Re: Understanding Vietnamese Life Partner

Quote:
Originally Posted by haojian View Post
dear bros,

my wife says she borrowed S$7k in vietnam for house renovations and she is paying S$200 as interest for loan. can this be true?

thnks
Majority of the villagers can only borrow from loan sharks as they do not have anything for collateral for bank loan. So S$200 a month may just be very true.
  #12953  
Old 16-02-2012, 10:20 PM
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Re: Understanding Vietnamese Life Partner

bro singviet,

what would happen if she fails to repay them? the new house she bought costs around S$10k. this has been fully paid up. she borrow for doing renovations.

maybe she have to sell the new house and move back to old house??? then the debt would be cleared and she have S$3k cash in hand. is this possible?

thanks
  #12954  
Old 17-02-2012, 01:16 AM
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Re: Understanding Vietnamese Life Partner

Quote:
Originally Posted by elth View Post
truong dang que area... no room type... the toilet (no flush system) w bath (no heater) very small space... is it consider ex

i dunno if its consider ex.

but i do know that u can rent a room in Q.3 with toilet attach at 3 mills vnd a mth.
  #12955  
Old 17-02-2012, 01:28 AM
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Re: Understanding Vietnamese Life Partner

Quote:
Originally Posted by haojian View Post
dear bros,

my wife says she borrowed S$7k in vietnam for house renovations and she is paying S$200 as interest for loan. can this be true?

thnks

it really depends on whom she borrow the money from.

for ur wife case,her interest is abt 3% per mth.i think she probably pawn her house to someone or a pawnshop.and at 3% per mth,it is very reasonable.

hey dude,from all ur previous postings,i notice that u actually has almost zero knowledge about Vietnam and Vietnamese culture.how did u actually marry a Vietnamese???

a piece of advice to u....in order for u to have a blissful marriage,i encourage u to go learn some simple Vietnamese and go find out more abt Vietnamese culture.marrying a Vietnamese gal is easy,but to maintain the marriage is not easy.

i do really hope that ur postings in future is mostly abt jovial things and blissful marriage.i think thats what other bros here also would like to see.
  #12956  
Old 17-02-2012, 03:22 AM
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Re: Understanding Vietnamese Life Partner

I am actually planning to go HCM to set-up some biz soon...and I actually came to Sammyboy thread instead of other sources to learn more about Vietnam!!

Amazing info here actually, not just love, sex, but biz info as well. Very useful thread for those nobbies who wish to find out more about Vietnam thru the sharing of experience from other bros...

The only thing here is there are 800 plus pages for me to read!!!! I'm now only on the 10th page....wahahahaha!

I shall update my progress here...


Thanks bros !
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  #12957  
Old 17-02-2012, 08:40 AM
vietboy vietboy is offline
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Re: Understanding Vietnamese Life Partner

Quote:
Originally Posted by haojian View Post
bro singviet,

what would happen if she fails to repay them? the new house she bought costs around S$10k. this has been fully paid up. she borrow for doing renovations.

maybe she have to sell the new house and move back to old house??? then the debt would be cleared and she have S$3k cash in hand. is this possible?

thanks
I believe u not stupid n believed yur primary school level maths didnt failed.
U go do the thinking n maths. No spoodfeeding.
  #12958  
Old 17-02-2012, 09:02 AM
vietboy vietboy is offline
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Re: Understanding Vietnamese Life Partner

Quote:
Originally Posted by volcano View Post
it really depends on whom she borrow the money from.

for ur wife case,her interest is abt 3% per mth.i think she probably pawn her house to someone or a pawnshop.and at 3% per mth,it is very reasonable.

hey dude,from all ur previous postings,i notice that u actually has almost zero knowledge about Vietnam and Vietnamese culture.how did u actually marry a Vietnamese???

a piece of advice to u....in order for u to have a blissful marriage,i encourage u to go learn some simple Vietnamese and go find out more abt Vietnamese culture.marrying a Vietnamese gal is easy,but to maintain the marriage is not easy.

i do really hope that ur postings in future is mostly abt jovial things and blissful marriage.i think thats what other bros here also would like to see.
Quite a few bros already tell him tat. Did he listen? Is up to him. We will have to see.

For me, b4 i marry my wife i go learn at least some basic vietnamese n spend some time reading about vietnam, its history, its culture, its people in the internet. If not sure, ask my wife, then gf.

Its all about how u view yur other partner: as yur life long partner whom u share yur happiness n woes or as just a fuck n child bearing machine.
I didnt marry my wife so tat i have someone to wash my clothes, clean the house, a channel to let go of my fustrations n satisfy my sexual needs or my parents needs to hug grandchildren. They are also human beings need care n concern n respect.

I admit i married not long but this is wat i think. Hope haojian start doing some homework n like volcano said when u next post we hoped to hear good stuffs.
  #12959  
Old 17-02-2012, 09:05 AM
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shysaint shysaint is offline
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Re: Understanding Vietnamese Life Partner

Quote:
Originally Posted by elth View Post
... no room type... the toilet (no flush system) w bath (no heater) very small space... is it consider ex
EX ... Damn EX ....
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  #12960  
Old 17-02-2012, 09:09 AM
vietboy vietboy is offline
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Re: Understanding Vietnamese Life Partner

Quote:
Originally Posted by iloveu4ever View Post
I am actually planning to go HCM to set-up some biz soon...and I actually came to Sammyboy thread instead of other sources to learn more about Vietnam!!

Amazing info here actually, not just love, sex, but biz info as well. Very useful thread for those nobbies who wish to find out more about Vietnam thru the sharing of experience from other bros...

The only thing here is there are 800 plus pages for me to read!!!! I'm now only on the 10th page....wahahahaha!

I shall update my progress here...


Thanks bros !
Happy reading! Hope u learn something like i did.
BTW wat business u planning to start over there? Can kai xiao?
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