Owe Bank alot of money because bonk too much..... - Page 8

lesnar · #**106** 18-01-2005, 05:33 PM

I am a Bankrupt....hohoho.....whats the difference in my life??!!

nirvana · #**107** 18-01-2005, 07:20 PM

Quote:

Originally Posted by teletubby

huh.. me gay meh??? i heard sam is also gay lay..

nabei, lucky i sayang u.. u notti gal.
today ask u come meet me u dun want...

how is life in kidergarder? got notti gal anot?

69monster · #**108** 18-01-2005, 08:30 PM

wow. u think i stupid meh... u so fierce . later i kenna hum-tham.. how? kee kee

Quote:

Originally Posted by nirvana

nabei, lucky i sayang u.. u notti gal.
today ask u come meet me u dun want...

ryanlim · #**109** 18-01-2005, 09:17 PM

Quote:

Originally Posted by Big Sexy

Btw hor.... what is your address huh???

you think i'll tell you meh

Frankiestine · #**110** 19-01-2005, 11:12 AM

Quote:

Originally Posted by john teo

Bro ignis. Cheers man!!! You hv pull thru n on yr way. I thought I was the only one in this shit trouble.
Sorry to all bros. Want to share some sorrow to lighten load.
yr 1992,ONS and stuck. Wife divorce took kid /Flat. Paid maintence 1k/mth.(salary 4k) .Mkt crash lost 150k( nearly b/rupt but spoke to bank...long repayment)and borrow from relative and tontine. Struggle and juggle till now. Loss job(Retrench) Settle bank with payout of 80k. Balance loan till date + relative 25k. Find job in 3 mth(Salary $2500). Maintence reduced to 500. Struggling but hope to settle in .......mb 5yrs.

Brother...... you are not alone.....life goes on.

Me today bankrupt still have to pay maintainace/alimony of 900 per month for one kid and one ex-wife..got divorce in 2000...initially made to pay 1150 by fuck up court....had to surrender my flat plus 50% of my CPF to housing loan which amounted to 50k...so had to cough out another 50K to put back into CPF...surrender two insurance investment policy worth 50k to ex wife....cannot keep up with payment after bankrupt....applied to lower in 2002...fucking court said I wayang wayang bankruptcy only lower by 250 to 900....best part....i had to pay her fucking lawyer cost...something I heard is not usual for variation of order cases.....today i bo piang...die die must come up with 900 every month....pple ask me why don't varied the order again....i say "fuck the lan cheow court in singapore"....in a divorce only a woman stands to gain...we man are losers...yesterday report in New Paper just proves my case....

So all in all any bro who is thinking about divorce....think again....it is not the end of your problems just beginning....

lawry · #**111** 19-01-2005, 11:16 AM

Quote:

Originally Posted by Frankiestine

So all in all any bro who is thinking about divorce....think again....it is not the end of your problems just beginning....

frankie,

my male friend wans to divorce.. can pm me ur number? need advice.

10q in advance.

robertking1 · #**112** 19-01-2005, 11:20 AM

Quote:

Originally Posted by lawry

frankie,

my male friend wans to divorce.. can pm me ur number? need advice.

10q in advance.

oii...how is the dinner arrangement 2nite.....time & place?

robertking1 · #**113** 19-01-2005, 11:32 AM

Quote:

Originally Posted by Big Sexy

nb... you always only think about Glory(Cunt) Hole and eating only...

my head and brain not beri big leh....can only think small things......

#**114** 19-01-2005, 11:55 AM

Quote:

Originally Posted by john teo

Bro ignis. Cheers man!!! You hv pull thru n on yr way. I thought I was the only one in this shit trouble.
Struggling but hope to settle in .......mb 5yrs.
Brother...... you are not alone.....life goes on.

bro JT, thanks for sharing, i take heart that there r many in the same boat but i really hope that none have to trudge this weary path. heads up bro!!! let's soldier on n clear this shit...indeed life goes on

my plans are to clear all debts by Dec2005, liquidate all assets or transfer to mom b4 the divorce hits me...got married(biggest mistake of my misarable life) with nothing...hence divorce with nothing oso...onli innocent party is my little boy...haiz

#**115** 19-01-2005, 12:04 PM

Hello to all bros n lao jiaos
i also in a plight in owning banks $$
got 6 credit cards all burst amount to 24k
how i becum to this plight??
haiz play ball n play gers
ball is the killing part and go play ger oso
now every mth onli got 300 to spend and the rest all pay banks
til nw stil haven clear the bank
Anyone can help? or haf a better plan in mind?
thanks in advance

lawry · #**116** 19-01-2005, 12:15 PM

Quote:

Originally Posted by SeXnOtEnOuGh

Hello to all bros n lao jiaos
i also in a plight in owning banks $$
got 6 credit cards all burst amount to 24k
how i becum to this plight??
haiz play ball n play gers
ball is the killing part and go play ger oso
now every mth onli got 300 to spend and the rest all pay banks
til nw stil haven clear the bank
Anyone can help? or haf a better plan in mind?
thanks in advance

u spoke with ur bank to restructure ur interest rate already?
go get another nite job..

#**117** 19-01-2005, 12:23 PM

Quote:

Originally Posted by lawry

u spoke with ur bank to restructure ur interest rate already?
go get another nite job..

thanks bro lawry for ur reply
no haven spoken to the bank yet
btw i am a professional cannot be declare as a bankrupt....
haiz....

lawry · #**118** 19-01-2005, 12:31 PM

Quote:

Originally Posted by SeXnOtEnOuGh

thanks bro lawry for ur reply
no haven spoken to the bank yet
btw i am a professional cannot be declare as a bankrupt....
haiz....

Dont need declare bankrupt lah.. u go miss 2 payment.. when they call u.. tell them the truth.. and tell them.. you would like to negociate a repayment plan with lower interest... most ppl know that u need at least 40% of ur pay to survived.. so show them the pay slip.. tell them ur living expenses.. give a little bull shit to make it to 50% of ur pay.. then tell them u can only manage 50% of ur salary.. thus, this means that u pay them 50% of ur pay for interest plus principle. (try to negociate a interest rate lower than 12%)

2) go work nite job.. u 30 liao? 30 liao drive weekend taxi.. not 30 still can have nite job.. just go search.. put ur pride aside first.. do any job to bring u extra income..

#**119** 19-01-2005, 12:44 PM

Quote:

Originally Posted by lawry

Dont need declare bankrupt lah.. u go miss 2 payment.. when they call u.. tell them the truth.. and tell them.. you would like to negociate a repayment plan with lower interest... most ppl know that u need at least 40% of ur pay to survived.. so show them the pay slip.. tell them ur living expenses.. give a little bull shit to make it to 50% of ur pay.. then tell them u can only manage 50% of ur salary.. thus, this means that u pay them 50% of ur pay for interest plus principle. (try to negociate a interest rate lower than 12%)

2) go work nite job.. u 30 liao? 30 liao drive weekend taxi.. not 30 still can have nite job.. just go search.. put ur pride aside first.. do any job to bring u extra income..

thanks again bro law
mi currently 25
the bank keep calling mi nwadays and sumtimes i even off my fone

#**120** 19-01-2005, 12:45 PM

Quote:

Originally Posted by john teo

Bro. many banks are offering low rate for 6 mths or 1 yr. Keep doing fund transfer. Friend in banking told me as long as you do not hit limit on the card, bank will not raise RED FLAG to stop the transfer. With this low interest rates, the amount u paid monthly will reduced yr principal loan faster. Will help you in the long run instead of paying high interest as monthly payment will be interest and principal loan.
Try it if you have not. Since u r a profesiona, easily you will get loan. All the best.

Brother in reading, Im just advising OK. Not haolian. last time some bro deduct my points for talking too much, advising. Im not amused but .....

how to get a loan when i have credits cards all max from almost all banks??
thanks for ur reply again