old uncle looking for ladies as fuck buddy

[Happy555]

Hi bro long time no see.... not many bro as in good shape and handsome as you la... lol.

Originally Posted by rockdune

Hello old uncle , im an old uncle too, late 50s.
To be honest its hard for our age group to score on this forum or any other forum but miracles do happen LOL.
Ive been lucky on this forum with an early 20s lady who commented on my oral skills and another 2 young ladies from another forum.
The thing is dont be too pushy or think with your cockhead. Try to have a real honest conversation with them first and slowly build it up with some tasteful teasing. And a sense of humour does help and dont be sour grapes when they reject you. Im just posting this to encourage all other older guys even though the younger ones make fun and laugh at our shrivelled up dicks LOL. We can get lucky once in a blue moon.

Good luck old man

[rockdune]

Originally Posted by Happy555

Hi bro long time no see.... not many bro as in good shape and handsome as you la... lol.

Hey man, how you doing.
Good shape?....i dont think so lah, i just wear tight jeans and suck in my stomach. Handsome? i think you need check your eyesight lol.

Warm regards to you

[FreebiezWanker]

Cockhead that zap me, Moron is spelt MORON, not maroon. Maroon is a colour....sigh, eng fail then just put zap can le.

The other cock that wanna buy me "Chinatown fried pig organ congee not bad leh you go try!"... which shop? I know downstairs roadside corner got 1, u free I buy u la... there also a lot of ah soh can beo if its ur cup of tea... lol. No ky, maybe u use the porridge as lube. lololol

[law rence]

Originally Posted by FreebiezWanker

Cockhead that zap me, Moron is spelt MORON, not maroon. Maroon is a colour....sigh, eng fail then just put zap can le.

The other cock that wanna buy me "Chinatown fried pig organ congee not bad leh you go try!"... which shop? I know downstairs roadside corner got 1, u free I buy u la... there also a lot of ah soh can beo if its ur cup of tea... lol. No ky, maybe u use the porridge as lube. lololol

Simi Daji?
Lol
Aw ah Aw
3+6+9
$18

[acidicavex]

Locally available hard in here unless u have some super unknown power. One of it will be $$$.

U might get better chance with PRC but be careful not to disclose your CPF

Lastly bump for u GD luck

[acidicavex]

Sorry thanks to bro who UPZ u never put name??

[FreebiezWanker]

TS, many Community Centre also got old folks activities. Can go there to try your luck. Maybe u can try wearing maroon shirt for luck!!!

[JuzOldGuy]

Originally Posted by acidicavex

Locally available hard in here unless u have some super unknown power. One of it will be $$$.

U might get better chance with PRC but be careful not to disclose your CPF

Lastly bump for u GD luck

i have $200K in my CPF acct, but $180K will end up in my Retirement Acct soon. so is $20K enough to woo any?

[FreebiezWanker]

Originally Posted by sexcision

Sounds like FL. Than should be easy lah, just go to main page and search from malaysia, Thailand and locals lor

Thks for the upz. At least u got a sense of humour n see things from the lighter side... These zappers too uptight... stuff a piece of charcoal up their arses n im sure diamond will form!! lol

[Sorbxe]

Originally Posted by JuzOldGuy

i have $200K in my CPF acct, but $180K will end up in my Retirement Acct soon. so is $20K enough to woo any?

Quick go buy a $700k 1br condo with that $200K, borrow 70% & $10K cash.

You should look for something that can rent for $2500

At $490K loan @Interest rate at 1.85% your mortgage is $2444.17

Then just make sure u upkeep it such that it’s always rentable

Few things will happen:

1. Long run prices go up by 3-7% (up 3.1% last qtr)
2. Rentals go up. Hopefully in line with inflation (now at 2.7% according to singstats)
3. In 20yrs time enbloc May happen. If not in ur lifetime perhaps in ur children’s lifetime and wouldn’t it be great to leave them a legacy?

Case study:

2007 1br apt in TgPagar transacted $555K
2017 same apt sold $1.025M. Refinanced along the way for $560K. Outstanding loan at completion was $463K. Net proceeds $562K. Or $550K after legal and agent fees.

[JuzOldGuy]

Originally Posted by Sorbxe

Quick go buy a $700k 1br condo with that $200K, borrow 70% & $10K cash.

You should look for something that can rent for $2500

At $490K loan @Interest rate at 1.85% your mortgage is $2444.17

Then just make sure u upkeep it such that it’s always rentable

Few things will happen:

1. Long run prices go up by 3-7% (up 3.1% last qtr)
2. Rentals go up. Hopefully in line with inflation (now at 2.7% according to singstats)
3. In 20yrs time enbloc May happen. If not in ur lifetime perhaps in ur children’s lifetime and wouldn’t it be great to leave them a legacy?

Case study:

2007 1br apt in TgPagar transacted $555K
2017 same apt sold $1.025M. Refinanced along the way for $560K. Outstanding loan at completion was $463K. Net proceeds $562K. Or $550K after legal and agent fees.

property agent talking?

[Sorbxe]

Just some astonishing things I witnessed recently!

Interesting discovery after some number crunching:

4. If the rental of $2500 is increasing at inflation rate of 2.7%. After 20yrs you would have collected $793,346 in other words you breakeven your cost if u had paid cash

5. After year20 the rents would have increased to $4259. (= 1.027**20 x 2500)

Fact: real scenario, the case study above, starting Rent was $2500 (a bit hard to achieve in today’s market) it went up to $4K then back down to $3.5K.

Comparable (but worse conditioned) units rent for $2.8-3K now. But with market on the upswing. No telling if rents will surpass $4K again

6. By year20. The mortgage would be fully paid and you would own an asset worth:

S$1.264M (at 3%pa inc - around inflation rates)
S$1.8M (at 5%pa inc - possibly more if enbloc happens).

No doubt the $1.264-1.8M buys u much less than tdy but hey! It’s still a windfall or keep it and live off the passive income of $4259pm)

Note - At 2.7% inflation... (1.027**20 = 1.703)
Your:

$1 kopi will cost $1.70
$2 loaf of bread will cost $3.41

So realistically you are only able to purchase $2500 worth of goods (today’s prices) with the passive rental income (of $4259) or retire w about the purchasing power of $1M (today’s goods) if u choose to sell it then.. & NOT $1.8M and hope to buy a 3bdrm Pte apartment with that money bcos by yr20, the3br appt will cost:

1.03**20 = 1.8x to
10.5**20 = 2.65x of what it costs today!

** Just food for thought... which is why no point I regret not buying that $500K condo 10yrs ago wanting to save more 1st before I take the plunge.

Cos instead of needing $100K downpayment. I now need $200K.

Chances of the $500K condo now worth $1M is easier make that “gain” then, than to hope that the $700K purchase today will be worth $1.8M in future 20yrs (yeah, with hindsight it’s easy to talk... but I know someone who predicted all these with facts and figures)

[JuzOldGuy]

suddenly this thread turning into property market, economy, inflation discussion

LOL

[Cuntworth]

Originally Posted by JuzOldGuy

suddenly this thread turning into property market, economy, inflation discussion

LOL

U will never be bored in this forum...

[SnowLeopards]

No wonder the Singapore Government is screwing the asses of the citizens.

You guys make money out of everything and they want a cut.

Pierre.