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Re: Batam Info / Interest / Help Thread
Thanks, bro ndnd, what is KPR to bank? Foreigners can't get housing loan from bank?...
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Re: Batam Info / Interest / Help Thread
Banks are not allowed to give property loan or car loan to foreigners...what are the scams ?
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My finding on 29/7 XE. 10550 Ocbc 10308 Posb 10309 MoneyGram 10521 with $5 trf fee I go for MoneyGram as the exchange Rate was too good After factor-in the $5 transfer fee... Effectively I got 10507 and it's an immediate transfer.. Also noted that the transfer fee for Philippines peso just $2 only. Think if I going Philippines I would try using it too. |
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Re: Batam Info / Interest / Help Thread
(KPR) is a housing loan
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Re: Batam Info / Interest / Help Thread
Thanks DBZhu, bro....now no loan for foreigners.....let's hope end of this month, we will have some news.....
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Re: Batam Info / Interest / Help Thread
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Guess its useful for Batam stayer. Quote:
I hear from the girls that taking a plane (domestic flight), compulsory need to do some covid PCR and/or swab test before they are allow in. And they need to pay for it. Cost can adds up to between 200k rupiah to 2.5 juta. Writing those test off wont be a good thing but not writing that off, the airlines and its industry may have an economic impact.
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Basic Batam Info in One Link Avoid quoting the whole post if you are replying to me in the thread 信言不美,美言不信。 善者不辩,辩者不善。 知者不博,博者不知。 圣人不积,既以为人己愈有,既以与人己愈多。 天之道,利而不害。 圣人之道,为而不争。 My December 2019 Batam Trip Info |
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Re: Batam Info / Interest / Help Thread
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Yes KPR is a process of housing loan. There are many foreigners buying houses using their Wife/GF/Mistress's name. And most of these ladies are unemploy. Base on what to take loan from Bank. Bo tai bo chi bank give 650juta loan KPR normally is 10-15years 650juta 15years installment will be around payment of 1m+. So property agent will normally recommend a person so call "orang legal". He should be handling all necessary docuements and liaise with the bank loan department. The type of ppl usually have friend working in the bank. He will make up the 12 months payslip, employment letter, and even a "real" company position during the bank survey the "working place". All these is formality that need to submit to bank while taking loan and even the bank personal knew thats all faked. The loan will still be approved. Thats the duty of this "orang legal", of course buyer will need to pay him a fee. Thats alright, coz he will do everything, buyer just sit song song wait for loan to approve. What i mean scam is some so call "orang legal" who dont have connection with bank, but pretend to be have many contact with bank. Asking for upfront full payment of the fee, and claim if loan not successful, will refund 80% of the fee. In the end just pass the buyer some print out salary slip, an employment letter but say he tried his best, too bad bank not approved and he go missing. This could cause buyer to lose alot, coz before KPR, buyer need to pay a booking fee for the house. If KPR didnt get thru, buyer lose the "orang legal" fee and also the house booking fee. No refund on that. Some agent will say yes at first, will refund if KPR not successful. But dont dream, the money wont be refunded. |
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Re: Batam Info / Interest / Help Thread
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Yes, if indonesian travel from spore to batam by ferry. No need quarantine and swab test. If by flight, yes need swab test for their domestic travel. And that swab result only valid for 14days. Once after 14days and wants to travel again. Need to test again. This moment Batam hotel association is fighting for No Need Swab Test for domestic travel to batam. Requesting batam government to appeal to central government. Hotels in batam is dying fast. Since foreigner cant travel to batam, domestic traveller is their only hope. Hoping that without swab test for entry, will encourage more locals to go batam. Recently a news stated for a family with 2 kids to domestic travel, swab test and results will cost 2-3juta. That make many local refused to travel. Btw i believed after this covid-19 pandemic, Batam will have a New Era. you need to busy redo or update many info here. Many joints will close and sure new joints will open. Some maybe shifted and some may still have but change name. Recently one famous joint just officially declare bankrupt, close shop, the OKT sell house sell car. |
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Re: Batam Info / Interest / Help Thread
https://batampos.co.id/2020/08/02/10...itif-covid-19/
https://batampos.co.id/2020/08/01/pa...hnya-sekarang/ When can all these Indon local realize what is covid-19 New Normal for them is suicide |
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Re: Batam Info / Interest / Help Thread
Thank you so much , bro ndnd, for spending so much time for answering my question....hope there will be good news at end of the month...foreigners can get housing loan... !!!
Take care and stay safe, bro... |
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Re: Batam Info / Interest / Help Thread
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btw, aq start celebratin indo independence day last sat. hope 2 see ya & frens tere ya... oh, almost 4got, happi belated sg independence day ya & all. stay @ home , stay safe & healthy ya & all....lol i celebrate my ownself way. every year celebrate in btm, tis mus celebrate in sg...so sian, so us make it special a bit. look like tis seventh mth hungry ghost mth cumin soon aso mus tio tiao in sg liao.
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Re: Batam Info / Interest / Help Thread
If that is the Indo style of "social distancing" and health precautions, I am afraid COVID will be still rampant in Indonesia for a long time.
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Re: Batam Info / Interest / Help Thread
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tis 1 then is indo style....lol Quote:
https://www.straitstimes.com/asia/se...id-19-outbreak mani ppl kena jobless liao....
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