Owe Bank alot of money because bonk too much.....

[steve_74]

sad to hear u land urself into this state cos of bonk .. Hope u will settle ur problem soon and learnt ur lesson well ...

Thanks Bro for you advise, but how do i go about it?

Just PMed you only...

[kennyG]

1. if you have any credit cards, go to the kitchen right now take a pair of scissors and cut all of them in half

2. go get an appointment to talk to the bank officers, they don't want you to go under - try to work out a repayment plan

[donjoe1000]

bro,
not qualified to teach u but my humble sugestion.working in the bank.cant solve but try to minimized.if u record is still good apply for credit cards or credit line & do a balance transfer.at least u pay lesser interest & then be more wise.might take some time to clear unless u got a loan frm ur family.can pm me if u need further sharing.no offence.good luck

look for a gay club n find some 'cai tao', let them bonk u, earn money from them, 1/2 pay bank, 1/2 go n bonk again lor ..

[cbjuiceyumseng]

Originally Posted by uncleloo

look for a gay club n find some 'cai tao', let them bonk u, earn money from them, 1/2 pay bank, 1/2 go n bonk again lor ..

Cheebye lah! Lanjiao advice.

[dargonfly75]

Originally Posted by tittyhawk

Thanks for the advice...but abit late...

u mean u also in this predicament?

[ryanlim]

Originally Posted by dargonfly75

Bonk within your means, else you may end up like this:
http://forum.sammyboy.com/showthrea...46&page=1&pp=15

yo.........got pay copyright fees anot

[dargonfly75]

Originally Posted by ryanlim

yo.........got pay copyright fees anot

huh? got copyright for this one meh?

Ok ok.. 1 coffee on me if e thread starter wan 2 meet up..

[tittyhawk]

Originally Posted by dargonfly75

u mean u also in this predicament?

Pretty much so...

[pakpak2001]

I owe bank alot of money because bonk too much.
Anybody can advise me what to do? [/QUOTE]
++++++++++++++++++++++++++++++++++++++++++++++++++ ++++++++
Dear Bro
just treat the $$$ spent on chickens as mthly membership fee to the gym for exercise workout!
if u spend the $$$ on bonking - u got the pleasure!
but if u spend the $$$ on buying gifts/ang pow to chicks (esp PRC); then u should STOP IMMEDIATELY becaz in this case u might only get pain in the end.
i'm not suggesting u to stop f..king but to bonk wisely.

[dargonfly75]

Originally Posted by tittyhawk

Pretty much so...

Man.. better start controlling your income and expenditure. Maybe you can start with writing down what is your fix expenditure. Your interest is oso considered as fix expenditure. Then budget your variable expenditure. . Have to give up on the unnecessary like taking cab, catching a movie etc.

Must be very disciplined. Anything extra goes to your re-payment

Good luck bro.

[tittyhawk]

Originally Posted by dargonfly75

Man.. better start controlling your income and expenditure. Maybe you can start with writing down what is your fix expenditure. Your interest is oso considered as fix expenditure. Then budget your variable expenditure. . Have to give up on the unnecessary like taking cab, catching a movie etc.

Must be very disciplined. Anything extra goes to your re-payment

Good luck bro.

Really too late liao...

Just talk to all the banks and ur finanicial situation or engage someone to talk for u to the bank. I think there are some firm that offers this kind of service. Most important is U must inform the banks and they will work out a repayment plan for U, but that usually means U will have to stay at home for the next 2 or 3 years. Boring but at least after that, U R a free man. Dont ever borrow from a long or get new cards. U will never repay back. Best is talk to ur relatives see if they can offer a little help. At least if can clear 1 or 2 cards, the rest will be more easier for u to clear.

[Sha_Gua75]

Originally Posted by justaman

Just talk to all the banks and ur finanicial situation or engage someone to talk for u to the bank. I think there are some firm that offers this kind of service.

forget about asking such firm to help u. they do for you for certain fee