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Striker
14-07-2005, 06:49 PM
anyone would like to share his or her low times...for me

1. just resign my job
2. can't find a suitable one still after 4 months
3. savings gonna dry
4. car instalments to pay
5. credit cards bills to pay


haiz....... :mad:

aikoN79
14-07-2005, 06:56 PM
anyone would like to share his or her low times...for me

1. just resign my job
2. can't find a suitable one still after 4 months
3. savings gonna dry
4. car instalments to pay
5. credit cards bills to pay


haiz....... :mad:


1. Soon to resign my job.
2. Find a good location for my shop only to find out its taken up !
3. No savings at all !!!
4. Car repossess !!
5. Credit cards bills to pay
6. HP bills to pay
7. FOUND OUT I DONATE TO SOME JOKER's ONE YEAR BONUS instead to those who got kidney failure......

haiz.... Who can be worse than me ?

Striker
14-07-2005, 07:10 PM
at least you are armed with a job, not that bad afterall...me, in additional, gf just left me.......


haiz..................... :mad:

Teddi
14-07-2005, 07:59 PM
at least you are armed with a job, not that bad afterall...me, in additional, gf just left me.......
haiz..................... :mad:

So need extra $$ to F.... really Haiz... :cool:

Frankiestine
14-07-2005, 08:06 PM
anyone would like to share his or her low times...for me

1. just resign my job
2. can't find a suitable one still after 4 months
3. savings gonna dry
4. car instalments to pay
5. credit cards bills to pay
haiz....... :mad:
lowest time of my life...
1. went thru divorce
2. broke up partnership
3. went into bankruptcy
And all the above happen at the same time...

highkia
14-07-2005, 08:11 PM
wah... i think i am not that worst... but also bad..

1. being single for almost 4 yrs+....
2. credit card bills need to settle....
3. car installment need to settle....
4. road tax coming next mth....
5. still with a job but looking for another now....

Frankiestine
14-07-2005, 08:12 PM
i have not had a job for the last 5 years but every month i have to cough blood out just to pay monthly alimony/maintenance of $900...

kaizer
14-07-2005, 08:38 PM
wah bro, den how u get e money sia?

fun4evergood
14-07-2005, 09:16 PM
For me :

[1] biz failed, lost almost 100K
[2] knew a very bastard guy, almost wanted to kill him...
[3] no $$, so cannot go for Paid sex, not even KTV.....sad.....
[4] 30+ still not married
[5] no car, no house
.................................................. .................

Lets hope tomorrow will be a better day................. :o

blur boy
14-07-2005, 09:41 PM
hi brothers,

dun be disappointed with the low times....we have our good times and our bad times....but with faith, i am sure everything will go through...i am a living example....

failed business not once but twice.....almost went bankrupt with legal letters mounting in my mailbox....writ of summon was issue to me till i no longer scared......car gone....GF gone.......friends all run away when i want to call them even just to have a chit chat....

wahhhhh...i tell you ah....everything i touch, sure die.....

anyway, with faith and confidence, dun let people look down on us and we will succeed again as we have learnt from our lesson well from the past.

please dun zap me but this is just my 2 cents worth....

no worries.....there will be sunshine behind every dark clouds...... :D

cheerios........

onelustyboy
14-07-2005, 09:45 PM
my turn my turn :D

1) soon to be jobless, dont really know wat job next
2) no gf
3) bank balance < $10
4) long time never pay insurance
5) hv to worry abt bills every month

wats next???? :confused:

AHSPERM
14-07-2005, 10:30 PM
me even worst....

just got promoted
condo and car loan all clear
monthly pay of 20k don;t know how to spend
bank left with around 700k..still increasing
every month change girlfriend, damm tired



sign!

AHSPERM
14-07-2005, 10:38 PM
anyone would like to share his or her low times...for me

1. just resign my job
2. can't find a suitable one still after 4 months
3. savings gonna dry
4. car instalments to pay
5. credit cards bills to pay


haiz....... :mad:

me even worst..

got promoted again, since the last time was 2 mth ago
condo/car loan cleared
20k monthly salary don;t know how to spend
bank keep call me everyday, asking to invest my 900k deposit..still growing
just broke off with 2 girlfriend

ready feel like killing myself..sign

Kansai
14-07-2005, 11:22 PM
1)Just resign my job,hopefully can get a new job real soon.
2)Owe Singtel Bill,$1859.69(3 long due Hp line).
3)Still have to support my gf on her expenses.
4)Long time never go KTV(No spare cash to enjoy)...Haiz!!!

Let's all wish and hope that MING TIAN HUI GEN HAO.... :)

SeXnOtEnOuGh
15-07-2005, 01:08 AM
1) Own credit card companies $30k
2) Road tax and insurance finishing soon
3) bank account less than $10

JackieWong
15-07-2005, 01:18 AM
How u all own car support gf but complain no $$?

maxz
15-07-2005, 01:35 AM
how you all manage to find money for the living ????? can teach me

naemlo
15-07-2005, 01:54 AM
How u all own car support gf but complain no $$?

Let me help to answer regarding the car,

Assume u calculate a 3 yrs old car he own, if he sell his car now, the car price will not break even with his outstanding loan. He will have to fork out a sum to repay his loan to sell his car. :D

A lot of my friends are stucked with the same situation. Esp for brand new car with 10 yrs loan n very min down payment. They L L have to pay the mthly loan n not sell the car now.

average jOe
15-07-2005, 04:35 AM
1. Spouse Hiv Positive. (me Negative)
Distant 2. Biz Owning $80000 Cuz I Trusted A Ingrate Friend.
3.failing Economy And Biz Slowing Falling Like Hell.

Puts In Situations In Proper Persperstive. My Other Difficculties Dwarfed To The Illness Of A Wife Whom You Loved Deeply. Seriously, If Anyone Who Should Deserve The Sickness, It I. I May Have It Due To The Window Period Though.the Trama And Inner Turmoils I Have Inside My Heart Is Excruciating. Yet At The Same, You Have To Present A Encouraging And Positive Attidute To Make Sure She Take Whatever Supplements To Booast Her Immunity System.
That's Quite Though On Me, Strong For Her But Feeling Profound Sadness When I Am Alone. This Period Is Dark But I Have To Mentally Strong.
Financial Problems. It Kind Of Give Me A Challenge To Deal With It Face Off.stop Whining, Look At The Situations, Get As Much As Possible Good Advice And Deal With It. Don't Let The Bank Initiate First, You Do.
Life Never Lack Trials.circumstances Don't Really Make Or Break A Person, It Reveal One's Strength. If You Are Really Stucked, Take One Or Two Days, Faced The Music And Plan Your Next Move, Whether Is A Action Or Just A Reslistic Check . And One Last Thing, It Is Not The End Of The World Even When Lose Everthing, You Still Got Yourself, The Greatest Asset.

average jOe
15-07-2005, 04:36 AM
1. Spouse Hiv Positive. (me Negative)
Distant 2. Biz Owning $80000 Cuz I Trusted A Ingrate Friend.
3.failing Economy And Biz Slowing Falling Like Hell.

Put Situations In Proper Persperstive. My Other Difficculties Dwarfed To The Illness Of A Wife Whom I Loved Deeply. Seriously, If Anyone Who Should Deserve The Sickness, It I. I May Have It Due To The Window Period Though.the Trama And Inner Turmoils I Have Inside My Heart Is Excruciating. Yet At The Same, You Have To Present A Encouraging And Positive Attidute To Make Sure She Take Whatever Supplements To Booast Her Immunity System.
That's Quite Though On Me, Strong For Her But Feeling Profound Sadness When I Am Alone. This Period Is Dark But I Have To Mentally Strong.
Financial Problems. It Kind Of Give Me A Challenge To Deal With It Face Off.stop Whining, Look At The Situations, Get As Much As Possible Good Advice And Deal With It. Don't Let The Bank Initiate First, You Do.
Life Never Lack Trials.circumstances Don't Really Make Or Break A Person, It Reveal One's Strength. If You Are Really Stucked, Take One Or Two Days, Faced The Music And Plan Your Next Move, Whether Is A Action Or Just A Reslistic Check . And One Last Thing, It Is Not The End Of The World Even When Lose Everthing, You Still Got Yourself, The Greatest Asset.

Wayang
15-07-2005, 06:56 AM
my most sincere sympathies to my fellow long sufferin bros here in sbf.. and i tot i was the only one in the darkest moments of his life..

right at this moment i really feel like life has lost its meanin.. really cant be bothered wif alot of things.. i feel like i am juz driftin from one moment to another..

i cant even remember the last time i felt happy..

Shagedelic
15-07-2005, 07:19 AM
lowest time of my life...
1. went thru divorce
2. broke up partnership
3. went into bankruptcy
And all the above happen at the same time...

bro but the initiating and agreeing of the divorce part is the worst part rite?

Shagedelic
15-07-2005, 07:23 AM
hi brothers,

dun be disappointed with the low times....we have our good times and our bad times....but with faith, i am sure everything will go through...i am a living example....

failed business not once but twice.....almost went bankrupt with legal letters mounting in my mailbox....writ of summon was issue to me till i no longer scared......car gone....GF gone.......friends all run away when i want to call them even just to have a chit chat....

wahhhhh...i tell you ah....everything i touch, sure die.....

anyway, with faith and confidence, dun let people look down on us and we will succeed again as we have learnt from our lesson well from the past.

please dun zap me but this is just my 2 cents worth....

no worries.....there will be sunshine behind every dark clouds...... :D

cheerios........

bro thanks for sharing! and why would anyone zap u :confused:

blur boy
15-07-2005, 09:34 AM
bro thanks for sharing! and why would anyone zap u :confused:


bro shagedelic.....hehehe....

Worry that someone might get offended for saying that "we must face the problems strongly and live on" ....sometimes, some brothers might mis-interpret that we are criticising them for not being strong enough but that is not my intenetion, of course.....

i have met the worst case secnarios too but was given the same advice by an old man.... face the challanges, once you conquered it, you will be even stronger for bigger challanges in live....

till date, i am living with his advice..... ;)

t123
15-07-2005, 09:48 AM
1)owe singtel
2)owe starhub
3)owe m1
4)owe my mother 1k
5)owe other debts ( cam cam cui cui)

Harrier24B
15-07-2005, 09:56 AM
Bros,

Let's face it! In SG, it is almost IMPOSSIBLE to be out of debts.....

I had my low time some years back when my business died while I owed 100+k to the banks......I dug myself out from depression and worked my way till today........

What I want to tell all bros here is, if in trouble, rely on your own will power and determination and you definitely can find a way out.....

Good Luck

sy469406
15-07-2005, 10:08 AM
I totally agree with Harrier... This is a very difficult place to live in as we all already know...

Unless we're born with a silver spoon, if not we better work our ass off when we are due to work and spend quality time with our loved ones whenever possible...

SEXPLORER II
15-07-2005, 10:13 AM
Erm... you guys not worried SAM might come zapping everyone on another off-topic thread ah? Now must thread carefully... :)

Frankiestine
15-07-2005, 10:18 AM
bro but the initiating and agreeing of the divorce part is the worst part rite?
hahaha the worst part is after the divorce....the cost you have to pay especially for ther lawyer...knn all inflated...and the worst part is i only have one daughter but still pay thousand over for her maintenance and alimony just becos ex wife inflated all her expenses and also suay suay just before that my biz was doing quite ok...but then after everything went down the drain for me...introduce a trusted friend to invest in some biz and then together dump in half a mil but discovered the other party was a con man...lucky friend did not blame me...

BigHEAD
15-07-2005, 10:52 AM
anyone would like to share his or her low times...for me

1. just resign my job
2. can't find a suitable one still after 4 months
3. savings gonna dry
4. car instalments to pay
5. credit cards bills to pay


haiz....... :mad:

seem like alot of people do own a car.

not bad liao...at least $$ is worth spend for personal comfort

i still can't afford a car

jugesam
15-07-2005, 11:09 AM
seem like alot of people do own a car.

not bad liao...at least $$ is worth spend for personal comfort

i still can't afford a car



Big Head,

just wanna tell you that it is not a luxury to own a car nowadays..........unless u got lots of $$$$...... if you are those living from hand to mouth as many bros that have posted here...........everyone is struggling to upkeep the car..................sell the car also die....gotto top up and pay the finance company........where got $$$?????...........dun sell...gotto pay instalment, road tax, insurance and forever rising petrol price......heard it is going to increase again soon.........wtf........

Batmanbegins
15-07-2005, 11:22 AM
Hi Bros, I really so surprise tha so many of you are in low times and some are worst than I have expected bcos I tot I am the poorest of all in Singapore.

I do owe a japanese car made in Thailand which now worthless bcos of Thais ...

Petrol cost going up, loan to pay, roadtax, electric and water bills, parnets allowance (This is one no matter how poor I am need to give) , children education, utliities and Town councul bills, insurance, food, all this add up to at least $3K to $4K ... not to say our own expense ...

It is tough though I am lucky i have a job to keep to maintain my current lifestyle but do not know for how long. The only thing I can do is accuma=ulate cash for at least 2 years cash rich to maintain this kind of life style.

Just live to our limitation is my advise. I used to have only $300+++ during NS time but I survive. The more you earn the more you spend. Those family with 3 children and income of less than $1K still live happily.

Just spend wisely and know that we should wear the hat to our size of our head.

All the best luck to all the brothers here. I feel so lucky comparing to all of you. But may my luck to share with you all ...

naemlo
15-07-2005, 11:22 AM
seem like alot of people do own a car.

not bad liao...at least $$ is worth spend for personal comfort

i still can't afford a car


To own a car n without money is the worse. I know this cos been thru it. :D

Batmanbegins
15-07-2005, 11:23 AM
Big Head,

just wanna tell you that it is not a luxury to own a car nowadays..........unless u got lots of $$$$...... if you are those living from hand to mouth as many bros that have posted here...........everyone is struggling to upkeep the car..................sell the car also die....gotto top up and pay the finance company........where got $$$?????...........dun sell...gotto pay instalment, road tax, insurance and forever rising petrol price......heard it is going to increase again soon.........wtf........

Hi Bros, I really so surprise tha so many of you are in low times and some are worst than I have expected bcos I tot I am the poorest of all in Singapore.

I do owe a japanese car made in Thailand which now worthless bcos of Thais ...

Petrol cost going up, loan to pay, roadtax, electric and water bills, parnets allowance (This is one no matter how poor I am need to give) , children education, utliities and Town councul bills, insurance, food, all this add up to at least $3K to $4K ... not to say our own expense ...

It is tough though I am lucky i have a job to keep to maintain my current lifestyle but do not know for how long. The only thing I can do is accuma=ulate cash for at least 2 years cash rich to maintain this kind of life style.

Just live to our limitation is my advise. I used to have only $300+++ during NS time but I survive. The more you earn the more you spend. Those family with 3 children and income of less than $1K still live happily.

Just spend wisely and know that we should wear the hat to our size of our head.

All the best luck to all the brothers here. I feel so lucky comparing to all of you. But may my luck to share with you all ...

canny
15-07-2005, 11:23 AM
Yap friend u are right... Sell car die ... dont sell also die.... Morning news say the petrol price drop but spore petrol didn drop... They are giving big discount yet they earn more... WTH...

U know living in Sillypore... things goes up will NEVER EVER come down... Im sure u guys still rem.. last time take SBS transit bus only 25 cent now i think bout 90 cent...

Batmanbegins
15-07-2005, 11:28 AM
Yap friend u are right... Sell car die ... dont sell also die.... Morning news say the petrol price drop but spore petrol didn drop... They are giving big discount yet they earn more... WTH...

U know living in Sillypore... things goes up will NEVER EVER come down... Im sure u guys still rem.. last time take SBS transit bus only 25 cent now i think bout 90 cent...

Hi Bros, I really so surprise tha so many of you are in low times and some are worst than I have expected bcos I tot I am the poorest of all in Singapore.

I do owe a japanese car made in Thailand which now worthless bcos of Thais ...

Petrol cost going up, loan to pay, roadtax, electric and water bills, parnets allowance (This is one no matter how poor I am need to give) , children education, utliities and Town councul bills, insurance, food, all this add up to at least $3K to $4K ... not to say our own expense ...

It is tough though I am lucky i have a job to keep to maintain my current lifestyle but do not know for how long. The only thing I can do is accuma=ulate cash for at least 2 years cash rich to maintain this kind of life style.

Just live to our limitation is my advise. I used to have only $300+++ during NS time but I survive. The more you earn the more you spend. Those family with 3 children and income of less than $1K still live happily.

Just spend wisely and know that we should wear the hat to our size of our head.

All the best luck to all the brothers here. I feel so lucky comparing to all of you. But may my luck to share with you all ...

naemlo
15-07-2005, 11:28 AM
U know living in Sillypore... things goes up will NEVER EVER come down... Im sure u guys still rem.. last time take SBS transit bus only 25 cent now i think bout 90 cent...


How I wish my pay goes this way. More than 3 times increase over a few short yrs.

canny
15-07-2005, 11:33 AM
How I wish my pay goes this way. More than 3 times increase over a few short yrs.

Well not only u wish everyone here wish also ... but what to do ... we slog like dogs yet there are people just open mouth use a bit brain then can have haf a million annually ...

DieCorkStand
15-07-2005, 11:33 AM
Hi Bros, I really so surprise tha so many of you are in low times and some are worst than I have expected bcos I tot I am the poorest of all in Singapore.

I do owe a japanese car made in Thailand which now worthless bcos of Thais ...

Petrol cost going up, loan to pay, roadtax, electric and water bills, parnets allowance (This is one no matter how poor I am need to give) , children education, utliities and Town councul bills, insurance, food, all this add up to at least $3K to $4K ... not to say our own expense ...

It is tough though I am lucky i have a job to keep to maintain my current lifestyle but do not know for how long. The only thing I can do is accuma=ulate cash for at least 2 years cash rich to maintain this kind of life style.

Just live to our limitation is my advise. I used to have only $300+++ during NS time but I survive. The more you earn the more you spend. Those family with 3 children and income of less than $1K still live happily.

Just spend wisely and know that we should wear the hat to our size of our head.

All the best luck to all the brothers here. I feel so lucky comparing to all of you. But may my luck to share with you all ...

nakamara
15-07-2005, 11:38 AM
U know living in Sillypore... things goes up will NEVER EVER come down... Im sure u guys still rem.. last time take SBS transit bus only 25 cent now i think bout 90 cent...

even the bloody cigarette tax are pretty high...lucky i buy malaysian cigs :D

JOGK
15-07-2005, 11:44 AM
very sad to hear so many brothers here in deep shit
hope all will rise to be fresh again soon
just remember that as long as you are living
there is always hope
dont give up
and never give up until your last breath
i am in deep shit too
jobless for the past 6 months doing nothing
i just hope my lucky charm with shine soon
cheers to all! :)

OceanEleven
15-07-2005, 12:18 PM
U know living in Sillypore... things goes up will NEVER EVER come down... Im sure u guys still rem.. last time take SBS transit bus only 25 cent now i think bout 90 cent...
Yeah, started taking bus when feeder service is 15 cents....And today? 50 cents at least........ :rolleyes:

Striker
15-07-2005, 12:19 PM
to all bros whom are all in deep shit,

lets hope tmr will be a better day for us.....


cheerssssssss

JOGK
15-07-2005, 12:29 PM
something to cheer you all up
thats what this forum about :p


http://img.photobucket.com/albums/v165/JOGK0351/gal10.jpg

Frankiestine
15-07-2005, 01:10 PM
Yeah, started taking bus when feeder service is 15 cents....And today? 50 cents at least........ :rolleyes:
wah lau u pay 50 cts only...my bus stop just only less then 1.5km from interchange but i still have to pay 80 cts...some more this is a feeder bus..

mugen_76
15-07-2005, 02:24 PM
to all bros whom are all in deep shit,

lets hope tmr will be a better day for us.....


cheerssssssss

To all bros in here,

well that life in Singapore, so little money , so many bills..hiaz sian... :(

canny
15-07-2005, 02:52 PM
Yeah, started taking bus when feeder service is 15 cents....And today? 50 cents at least........ :rolleyes:

Hahah which bus no. u take huh 50 cts ?... now i think pay cash 90cents... ezlink 80 cents..

naemlo
15-07-2005, 02:53 PM
Hahah which bus no. u take huh 50 cts ?... now i think pay cash 90cents... ezlink 80 cents..


He dun take bus, he drives a brand new less than 6 mths car. Ocean hor?? :D

raiders
15-07-2005, 03:16 PM
hmm, I thought I quite jialat liao.

1) Just lost my job
2) Bank left $4. Wallet left $90
3) Sammyboy Rep point left 13
4) GF flying off to Japan for holiday with her mum on Monday while I stay at home

Sianz..don't know when can find a job and get out of this shit. I don't like such situation. Makes me feel useless. Sometimes, I wished I had $5-6k savings. Then I'll just pack my bag and go to UK on a WHV...

BigHEAD
15-07-2005, 03:18 PM
hmm, I thought I quite jialat liao.

1) Just lost my job
2) Bank left $4. Wallet left $90
3) Sammyboy Rep point left 13
4) GF flying off to Japan for holiday with her mum on Monday while I stay at home


Sianz..don't know when can find a job and get out of this shit. I don't like such situation. Makes me feel useless. Sometimes, I wished I had $5-6k savings. Then I'll just pack my bag and go to UK on a WHV...


not bad at least have a gf to keep u company when u are down or lonely

some bro like me have to go GL for commercial sex

you are far off better than many of us. :)

raiders
15-07-2005, 03:22 PM
not bad at least have a gf to keep u company when u are down or lonely

some bro like me have to go GL for commercial sex

you are far off better than many of us. :)


I know. But it will not be forever. Once she finishes her course in Dec, she will go back to Vietnam forever. At my present situation, how am I going to tell her or her family tat I am the best guy for her? Haizz..Thats why I hate myself....Useless

oakleyeug
15-07-2005, 03:26 PM
Bros,

Let's face it! In SG, it is almost IMPOSSIBLE to be out of debts.....

I had my low time some years back when my business died while I owed 100+k to the banks......I dug myself out from depression and worked my way till today........

What I want to tell all bros here is, if in trouble, rely on your own will power and determination and you definitely can find a way out.....

Good Luck


I agree with Harrier on his views, I too was once poor fuck earning S$800 a month (B4 CPF). Today I manage to climb back on track but not goin to disclose the sum.

If you give up noe no one inculding god can help u, but if you do not give up people will notice and help u along the way.

Trust me I have travelled a long long way to reach where I am today, I owe all these to all my good friends that have supported me through the bad times and the amount of encouragment they gave along the way.

Oak

JOGK
15-07-2005, 03:37 PM
thats why i said to all brothers here
do not stop
do not give up
there is always a chance if you keep on fighting
if you stop
you are as good as dead
so please :)

canny
15-07-2005, 04:00 PM
I agree with Harrier on his views, I too was once poor fuck earning S$800 a month (B4 CPF). Today I manage to climb back on track but not goin to disclose the sum.

If you give up noe no one inculding god can help u, but if you do not give up people will notice and help u along the way.

Trust me I have travelled a long long way to reach where I am today, I owe all these to all my good friends that have supported me through the bad times and the amount of encouragment they gave along the way.

Oak

Well its your luck to have such good friends.. u know what they are friends when they see u down .. they run away machem like see ghost like that... That still ok they don owe us.. But there are those see u so 'lock' they 'chap' one more leg in.... haiz.....

Spore Cuntel
15-07-2005, 04:07 PM
Well its your luck to have such good friends.. u know what they are friends when they see u down .. they run away machem like see ghost like that... That still ok they don owe us.. But there are those see u so 'lock' they 'chap' one more leg in.... haiz.....

Aiyo canny, now you can PM to oak and make friend with him lor... he has been thru all these and he will treasure friendship more... right oak?

meet up with him and see if he has any contacts for you and maybe WALA, strike gold...

oakleyeug
15-07-2005, 04:23 PM
Well its your luck to have such good friends.. u know what they are friends when they see u down .. they run away machem like see ghost like that... That still ok they don owe us.. But there are those see u so 'lock' they 'chap' one more leg in.... haiz.....


Haha u r rite but also during that time I managed to see thru a lot of my friends. I remember once I needed S$1K to settle some personal pro, I asked many many friends but all refused.

At that time it was in '97 or '98, trust me to a lot of young adult who juz started working that is a lot of money. During that time I have no choice but to borrow from an Ah Long who happens to be my friend too.

I told him I needed S$1K and how much interest, he told me to meet and talk not too good to talk on the phone. I met him in Bukit Panjang (Famous guy I think alot of people knows who I refering to noe), guess what he told me??

The interest rate is first month a bowl of Wanton Mee, second month Hor Fun , third month Hokkien mee and anything more than that Kopi.

I took 1/2 year to repay back as that time too many pros, he nvr pestered me once to repay. Alot of years later we r good friends and I know he will not look me down when I fell.

This friends are hard to come by and even harder when I am now posted overseas. But with my current situation now I can tell all that standing up today is because alot of my friends choose to support me rather than turn their back on me. As now it is my turn to return the favour (he is getting married in Dec) , I have decided to decicate this post to him and a big big Hong Bao coming his way.

Oak

oakleyeug
15-07-2005, 04:31 PM
Haha guess what some jokers actually reducted my points and not letting me know for??

I am trying my very best to encouage people to climb out not to sink in also kena... No justice... But nvr mind who cares abt points what matters most is I am trying to help, anyway this thread not started by me but from people crying for help....

So what does cowards that kill people's point have to say??

Oak

akaza24
15-07-2005, 05:16 PM
me even worst..

got promoted again, since the last time was 2 mth ago
condo/car loan cleared
20k monthly salary don;t know how to spend
bank keep call me everyday, asking to invest my 900k deposit..still growing
just broke off with 2 girlfriend

ready feel like killing myself..sign

Hmm, before u do that, maybe invest ur so call 900k to the poor bros to help them tide over their crisis? :rolleyes:

oakleyeug
15-07-2005, 05:26 PM
Aiyo canny, now you can PM to oak and make friend with him lor... he has been thru all these and he will treasure friendship more... right oak?

meet up with him and see if he has any contacts for you and maybe WALA, strike gold...


Haha I do not mind making more friends BUT only friends who help themselves. I have a gf the last time round and man she is a off loader till today cannot sercue a job (she is quite old and longest job is 1 year).

I hate people who blames it all on fate and bullshit... I myself have came too far out I really meant the true. When I first started out in China boy I tell u everyday at least 4 to 5 bottles of Chivas or Jonny walker... Got into depression and stuff but still climb out..

Canny maybe u would like to tell me what u doing and I will try to help, I am in China so sourcing is not a big problem for me. PM me if you wan to go into details for any help that I can offer, will be based here for a long long time...

Oak

tionggoklan
15-07-2005, 05:56 PM
Me also veri jialat:

1. resign my job last year
2. can't find a suitable one still after >12 months
3. savings gonna dry? What savings! Almost all my OD n LOC gonna be dry liao
4. car instalments to pay? Lucky no car no license, but got flat n bills to pay
5. credit cards bal. tfr. & interest for OD n LOC to pay
6. personal loans from friends, relatives n family still owing
7. Dunno how many yrs no gf liao (blessing in disguise?)
8. parents to support

Sigh.......any moments if things go wrong have to cash out my "life cheque" liao, that's y i never miss any pymts for my life insurance.

Bro Oakleyeug, since u in China, got any lobang there? I mean reasonable employment opportunities, me have been looking for very long liao. BTW, I got some work experience in China in the 90s.

anyone would like to share his or her low times...for me

1. just resign my job
2. can't find a suitable one still after 4 months
3. savings gonna dry
4. car instalments to pay
5. credit cards bills to pay


haiz....... :mad:

Spore Cuntel
15-07-2005, 07:51 PM
Haha I do not mind making more friends BUT only friends who help themselves. I have a gf the last time round and man she is a off loader till today cannot sercue a job (she is quite old and longest job is 1 year).

I hate people who blames it all on fate and bullshit... I myself have came too far out I really meant the true. When I first started out in China boy I tell u everyday at least 4 to 5 bottles of Chivas or Jonny walker... Got into depression and stuff but still climb out..

Canny maybe u would like to tell me what u doing and I will try to help, I am in China so sourcing is not a big problem for me. PM me if you wan to go into details for any help that I can offer, will be based here for a long long time...

Oak

My respect to you oak.. say what you do... canny, don't miss this chance.

Fuckster
16-07-2005, 06:20 AM
1) jobless ( forgot how long liao)

2)car (going to be reposses soon )

3)gf (maybe in my next life )

4)debts ( i will faint if i start counting the figure )

5)parents (still owe my mum 20k )

6)licence ( got disqualified , got to go to jail if no money to pay for the fine )

This is the lowest time in my life, very guilty whenever i face my mum ,she used up her saving just to support me to be a property agent, i promise and swear to her that i will suceed but i failed and get into alot of deep shit ,i will never forgive myself for this ,although she did not blame me but still the guilt will always be with me. I am fortunate to have two buddies who really care and supported me whenever i fall ,but they also have their own family to support and i think its time for me to stop making life difficult for them just because of me. Will be going to jail on the end of this month coz i cant afford to pay for the court fine, will be jailed for a few weeks i think, but already told my mum that i will be going for reservist end of this month just not to let her worried. See u guys here again once i am am out of the cage.

Dark_Angel
16-07-2005, 08:14 AM
Everyone of us go thru ups & downs in life.

The low points of my life consist of
1) Losing my wife to be to another guy when we were about to ROM
2) Going to jail for helping a friend
3) Losing my job of nearly 10 years because of no:2
4) Kanna cheated of nearly 50K by the same friend in no:2 in a business venture.
7) Car being repossesed bcos of no: 4
6) Going thru Letter of Demands, Lawyers' letters, Writs of Summons, Writs of Seizures, seeing my property been seized and auction off Bcos of no: 4
8) Declared a Bankrupt in 2004 bcos of no: 4 to 7
9) Getting a divorce from my spouse.

But I think is for sure is that I WILL SURVIVED, in fact ALL OF US WILL SURVIVED!

fun4evergood
16-07-2005, 08:36 AM
Everyone of us go thru ups & downs in life.

The low points of my life consist of
1) Losing my wife to be to another guy when we were about to ROM
2) Going to jail for helping a friend


These "friend" of yours ought to be fried in HELL !!................hope u can ride thru this rough time......bless u ..... :) :o

Ed Powers
16-07-2005, 08:49 AM
[QUOTE=Fuckster]

6)licence ( got disqualified , got to go to jail if no money to pay for the fine )

bro..i tink u n me hv very similar problems...driving without insurance? i disqualified liao...try ask for installment scheme...pay ur fine monthly...try lah...no need go remand...

canny
16-07-2005, 09:40 AM
Canny maybe u would like to tell me what u doing and I will try to help, I am in China so sourcing is not a big problem for me. PM me if you wan to go into details for any help that I can offer, will be based here for a long long time...

Oak[/QUOTE]

Thanks Oak.... I'm doing car accessories.... if i need your advise i sure PM u .. :D

hcmanic
16-07-2005, 12:57 PM
I agree with Harrier on his views, I too was once poor fuck earning S$800 a month (B4 CPF). Today I manage to climb back on track but not goin to disclose the sum.

If you give up noe no one inculding god can help u, but if you do not give up people will notice and help u along the way.

Trust me I have travelled a long long way to reach where I am today, I owe all these to all my good friends that have supported me through the bad times and the amount of encouragment they gave along the way.

Oak

Wah bro E, solid sia.. so when buy me dinner? didn't know you change job until recently... must buy me drink when i go china hor..

Striker
16-07-2005, 04:45 PM
Haha u r rite but also during that time I managed to see thru a lot of my friends. I remember once I needed S$1K to settle some personal pro, I asked many many friends but all refused.

At that time it was in '97 or '98, trust me to a lot of young adult who juz started working that is a lot of money. During that time I have no choice but to borrow from an Ah Long who happens to be my friend too.

I told him I needed S$1K and how much interest, he told me to meet and talk not too good to talk on the phone. I met him in Bukit Panjang (Famous guy I think alot of people knows who I refering to noe), guess what he told me??

The interest rate is first month a bowl of Wanton Mee, second month Hor Fun , third month Hokkien mee and anything more than that Kopi.

I took 1/2 year to repay back as that time too many pros, he nvr pestered me once to repay. Alot of years later we r good friends and I know he will not look me down when I fell.

This friends are hard to come by and even harder when I am now posted overseas. But with my current situation now I can tell all that standing up today is because alot of my friends choose to support me rather than turn their back on me. As now it is my turn to return the favour (he is getting married in Dec) , I have decided to decicate this post to him and a big big Hong Bao coming his way.

Oak


bro oak,

there are people out there which might be ah long but they are good in nature unlike some guys which might be working in office wearing long shirts and tie but but but....cannot make it...seriously speaking, i wish all the best in future to come....


cheersssssss

naemlo
16-07-2005, 04:48 PM
Thanks Oak.... I'm doing car accessories.... if i need your advise i sure PM u .. :D


U r in Car accessories, hmmm we can do business then....

canny
16-07-2005, 06:24 PM
U r in Car accessories, hmmm we can do business then....


can no problem right now i have arm rest cum console box for sales... Matrix, Getz, HOnda Jass, Honda Fit, Toyota Wish.... any brand u name it i might have it

Joseph88
17-07-2005, 02:14 AM
Everyone of us go thru ups & downs in life.

The low points of my life consist of
1) Losing my wife to be to another guy when we were about to ROM
2) Going to jail for helping a friend
3) Losing my job of nearly 10 years because of no:2
4) Kanna cheated of nearly 50K by the same friend in no:2 in a business venture.
7) Car being repossesed bcos of no: 4
6) Going thru Letter of Demands, Lawyers' letters, Writs of Summons, Writs of Seizures, seeing my property been seized and auction off Bcos of no: 4
8) Declared a Bankrupt in 2004 bcos of no: 4 to 7
9) Getting a divorce from my spouse.

But I think is for sure is that I WILL SURVIVED, in fact ALL OF US WILL SURVIVED!


Bro Angel,
I agreed with you,lets stand up and fight till the ends.Cheers :)

Frankiestine
17-07-2005, 08:09 AM
Everyone of us go thru ups & downs in life.

The low points of my life consist of
1) Losing my wife to be to another guy when we were about to ROM
2) Going to jail for helping a friend
3) Losing my job of nearly 10 years because of no:2
4) Kanna cheated of nearly 50K by the same friend in no:2 in a business venture.
7) Car being repossesed bcos of no: 4
6) Going thru Letter of Demands, Lawyers' letters, Writs of Summons, Writs of Seizures, seeing my property been seized and auction off Bcos of no: 4
8) Declared a Bankrupt in 2004 bcos of no: 4 to 7
9) Getting a divorce from my spouse.

But I think is for sure is that I WILL SURVIVED, in fact ALL OF US WILL SURVIVED!

Brudders we are both from the dark side....wat can't kill you will only make you stronger..

Lone_Wolf
17-07-2005, 08:25 AM
Life has its UPs & Downs. The most important thing is not to give up. Sometimes bad times are a blessing in disguise and a bridge to better times.

I thought it was the end of the world when I went inside in 1997. Lost everything... family, friends, career, property & assets confiscated, forced into bankruptcy. Really wanted to join my ancestors then but managed to tahan the bad times. Soon the time passed and I got out after 20 months inside.

During my bad times....
a) found out who real friends were
b) met some brudders in same boat (later to change my life)
c) "saw" through family ties (the wife was the worst)
d) realised what a shit job I had (which I tot was a great job back then)

After my release......
a) started all over from scratch
b) had help from brudders in same boat (was intro to some influential ppl)
c) got no more family ties (which was a blessing in disguise)
d) headhunted for special job (less stress and more pay than previous career)

Now.......
a) only hang out with the ones who stood by me in bad times
b) able to "read" people intentions accurately
c) cleared my debts and discharged from bankruptcy
d) highly sought after "bachelor" (stupid women.... think I going to marry them...... just fuck them silly and change to next one)
e) best of all is the fucker warden who tekkan us inside now working in my company as security guard (and I tekkan him back with instructions for him to wash my car and toilet everyday....... purposely shit & urine all over except into the toilet bowl)

The Most important thing when you are down is never give up coz you never know what life has arranged for you tomorrow ;) Que Sera Sera


Itto Ogami aka Lone Wolf

Frankiestine
17-07-2005, 10:32 AM
e) best of all is the fucker warden who tekkan us inside now working in my company as security guard (and I tekkan him back with instructions for him to wash my car and toilet everyday....... purposely shit & urine all over except into the toilet bowl)

The Most important thing when you are down is never give up coz you never know what life has arranged for you tomorrow ;) Que Sera Sera

Itto Ogami aka Lone Wolf
Right on bro Lone Wolf, I always believe that life is unpredictable...you may be basking in your glory this minute and loss everything the next...Durai is a good example...like they say "Not everyday is a Sunday"....
The only certainties in LIFE:
1. You have to pay tax
2. You have to check in with the Grim Reaper sooner or later..

aikoN79
17-07-2005, 10:50 AM
Now.......
a) only hang out with the ones who stood by me in bad times
b) able to "read" people intentions accurately
c) cleared my debts and discharged from bankruptcy
d) highly sought after "bachelor" (stupid women.... think I going to marry them...... just fuck them silly and change to next one)
e) best of all is the fucker warden who tekkan us inside now working in my company as security guard (and I tekkan him back with instructions for him to wash my car and toilet everyday....... purposely shit & urine all over except into the toilet bowl)
Itto Ogami aka Lone Wolf

Wow bro, well done !! Dunno when will it be my turn to be like this ..... :(

tittyhawk
17-07-2005, 11:44 AM
anyone would like to share his or her low times...for me
1. just resign my job
.......
haiz....... :mad:
Bro, just hang in there...I too had my fair share of this kind of low times...everyone of us went thru this stage at some point in our lives...I quote one famous saying, "Tough times don't last but tough man do"....

fun4evergood
17-07-2005, 12:08 PM
Bro, just hang in there...I too had my fair share of this kind of low times...everyone of us went thru this stage at some point in our lives...I quote one famous saying, "Tough times don't last but tough man do"....

Great man are born after big tides......... :)

Spursgetz
17-07-2005, 12:10 PM
Wow bro, well done !! Dunno when will it be my turn to be like this .....


u must go inside for 20 mth 1st...then your turn will come :D

just joking hor.. :p

CNNcmg
17-07-2005, 12:12 PM
Well... depressing sunday reading thru all the posting...
I think many bro hereall have their own problem... difficult to say who is worst off. I have mine also.. but compared to some of the posting, its peanuts I guess.


My thoughts on this is, as long as we do not give up, our luck will surely change and all this problems will probably be resolved. If not in months, then at least in years to come. Of ocurse there will be other problems coming up next. BUt then we can say their life does not have problems leh..


Any way good luck to all........

Spursgetz
17-07-2005, 12:12 PM
Bro, just hang in there...I too had my fair share of this kind of low times...everyone of us went thru this stage at some point in our lives...I quote one famous saying, "Tough times don't last but tough man do"....


another goot quote - winter always turn to spring..... :D

i also have my fair share of bad times...lasted for abt 1-5 yr....but i managed to pull thru....so hope all bro that are suffering now will succeed too

fun4evergood
17-07-2005, 12:13 PM
another goot quote - winter always turn to spring..... :D

i also have my fair share of bad times...lasted for abt 1-5 yr....but i managed to pull thru....so hope all bro that are suffering now will succeed too


I am into my 3rd year.....hope next will be better for me....God bless..... :)

Doenitz79
17-07-2005, 12:16 PM
Hmmm...my lowest time is nuts compared to the bros' ones here.

I was going after this gal and finally I seemed to be making some progress.Then came the bombshell,she was attached.I was so devastated...Took me a month to recover from it.

This may sound really trivial to you people,but she was my first love and me being an emotional person could really feel the hurt and disappointment...

Spursgetz
17-07-2005, 12:19 PM
I am into my 3rd year.....hope next will be better for me....God bless..... :)


yeh..hope your winter end soon...and a beautiful spring awaiting u :D

apacag
17-07-2005, 04:04 PM
Birds of a Feather Flock Together.

If anyone has a recollection of the song "I Will Survive", its kinda motivational.

Every house has its own story, so no less anyone's circumstances mayb different, but each are also as difficult on its own.

I am also going through a rut, and juz duno when will b bankrupt, growing old doing odd jobs (if there's any even), failure in relations, etc..... it's juz a matter of time. Everyday seems depressing, but it appears that they don't let you go easily. Always a ray of hope, to see that at the end of it, the color is black (hopeless).

There are people out there that takes advantage of you, well mayb you will find peace if you forgive them, and remember not to be generous and kind anymore. And everyday you hope and pray for divine intervention to open a door of opportunities, or a person who will give you a lift at the opportune time, hope it's isn't too late by then ......

Rof|maoxz
17-07-2005, 04:05 PM
at least you are armed with a job, not that bad afterall...me, in additional, gf just left me.......


haiz..................... :mad:

Gerfrd left you better. Lesser burden to you.

Cheri_Popper
17-07-2005, 05:08 PM
Life is always full of ups & downs. If life is plain sailing, it will be quite boring. A minority of us are borned with a Silver Spoon whereas most of the rest of us has to work & work to pay for our life's little luxuries.

We work hard to pay off our vehicles' loans, Housing loans, PUB bills, Electricity bills plus many other bills that need to be settle every month.

At the end of the day after all the bills are paid, there is little $ left for ourselves.

In order to survive here, some of us needs to hold 2 jobs. Some of us are lucky that we can earn a 5 digit figure salary but most of us has to make do with a 1K or 2K+ salary.

STK01
17-07-2005, 05:14 PM
We work hard to pay off our vehicles' loans, Housing loans, PUB bills, Electricity bills plus many other bills that need to be settle every month.

At the end of the day after all the bills are paid, there is little $ left for ourselves.


Not to forget study loans... I am still paying my tution fees 3 years after grad..$500+ a month..

But during those low times, at least there is still Sammyboyforum for entertainment and to add excitement!! :D

boopbopp
17-07-2005, 05:38 PM
Hi all bros,

Here's my life story

1) Orphan

2) Bad childhood memories after being adopted

3) Not able to study what i want (Financial)

4) Found out 1st gf got lots of ONS with othe guys

5) Current wife wants to file for seperations (3rd party, not me!)

6) Debts abt 15k


Sigh.. but life still needs to move on! Right?


Boopbopp

Hasa Sas
17-07-2005, 07:45 PM
Hi all bros,

Here's my life story

1) Orphan

2) Bad childhood memories after being adopted

3) Not able to study what i want (Financial)

4) Found out 1st gf got lots of ONS with othe guys

5) Current wife wants to file for seperations (3rd party, not me!)

6) Debts abt 15k


Sigh.. but life still needs to move on! Right?


Boopbopp

Well, everything is pre-destined

There are many problem we just simply have to learn to accept it

We cannot hide from it

Debts can be clear if you can re-look into your financial management.

There are many people who are far worst off and less fortunate than us


:)

tionggoklan
18-07-2005, 12:48 AM
Bro,

What u say not always true. Like my situation, me got do sum calculations b4. Even i got a job now wif the previous salary I'm drawing, maybe by the time I retired, I may clear off all my debts if i'm very thrifty.

But then, by that time, I'm an old man with zero networth, no family, no kids, what am I going to do then?

Debts cleared, but what sort of life will that be, from now till then? I got no answer to that. But if carry on like that, I dun wan, so got to do sumthing now to change the situation, be it for the better or worse, cos seems like i got notin to lose..... :(

Of course I agree got ppl worse than me, but who wanna be the worst rite? I also hope that I'm in the position to be able to gif out aid to those needy, but I'm not.

Dun get me wrong, not against yr points, juz my own frustration..........that sumtime things r not that easy as stated.


Well, everything is pre-destined ........................

Debts can be clear if you can re-look into your financial management.

There are many people who are far worst off and less fortunate than us

Fuckster
18-07-2005, 06:08 AM
[QUOTE=Fuckster]
bro..i tink u n me hv very similar problems...driving without insurance? i disqualified liao...try ask for installment scheme...pay ur fine monthly...try lah...no need go remand...

bro thanks for your reply, looks like we r in the same boat. but is it really possible to ask for monthly instalment for my court fine? i really dont wish to be in the cage.

ahpaul25
18-07-2005, 06:15 AM
bro thanks for your reply, looks like we r in the same boat. but is it really possible to ask for monthly instalment for my court fine? i really dont wish to be in the cage.

It better u work out a plan for payment to the court.....don even get in the cage , it's very hard for you to find a job plus....even got job...it a very low pay job like cleaner or sweeper.......you need to prove your job pay and monthly installment back to them......that the only way out for you Fuckster bro.... :)

Fuckster
18-07-2005, 06:37 AM
[QUOTE=ahpaul25]It better u work out a plan for payment to the court.....don even get in the cage , it's very hard for you to find a job plusQUOTE]

Thanks for the advise bro, the court told me my fine will be between 1k to 5k, and i just started a job with a basic of 1200, should i ask my boss for an income prove to show it to court?

ACJCian
18-07-2005, 07:55 AM
You guys are really freaking me out. I'm only 20 and after reading wad u guys have wrote abt ur life - going bankrupt, going through messy divorces, paying bills that can never be paid; I can't help but think of the life that awaits me. :(

fun4evergood
18-07-2005, 08:22 AM
Bro,

What u say not always true. Like my situation, me got do sum calculations b4. Even i got a job now wif the previous salary I'm drawing, maybe by the time I retired, I may clear off all my debts if i'm very thrifty.

But then, by that time, I'm an old man with zero networth, no family, no kids, what am I going to do then?
.....................


U need so much time to pay back your debt ?? why dun u ask the bank to declare u bankcrupt ?? or self-declare bankcrupt ? what is your monthly salary ? if u are a bankcrupt, u only need to pay off a percentage of the debt and u may get dischange after 3 years with good performance .............

:)

Hasa Sas
18-07-2005, 10:50 AM
Of course I agree got ppl worse than me, but who wanna be the worst rite? I also hope that I'm in the position to be able to gif out aid to those needy, but I'm not.

Dun get me wrong, not against yr points, juz my own frustration..........that sumtime things r not that easy as stated.

hi bro...no problem i understand your plight and agony u are going thru...
sorry...not aware of your actual debts amount .
actually i was asking bro boopbopp to re-look his financial situation as
his debts is around 15k which is still manageable if he really put in some efforts.
Had a friend who had declared bankcrupt yr ago for debts of 60k to various bank due to gambling and cheonging and told me he feel so relieved nowadays tho there are a price to pay. At least , he can sleep soundly since then Simply to weigh the pros and cons if this decision is to made.

cheers

mugen_76
18-07-2005, 11:41 AM
1) jobless ( forgot how long liao)

2)car (going to be reposses soon )

3)gf (maybe in my next life )

4)debts ( i will faint if i start counting the figure )

5)parents (still owe my mum 20k )

6)licence ( got disqualified , got to go to jail if no money to pay for the fine )

This is the lowest time in my life, very guilty whenever i face my mum ,she used up her saving just to support me to be a property agent, i promise and swear to her that i will suceed but i failed and get into alot of deep shit ,i will never forgive myself for this ,although she did not blame me but still the guilt will always be with me. I am fortunate to have two buddies who really care and supported me whenever i fall ,but they also have their own family to support and i think its time for me to stop making life difficult for them just because of me. Will be going to jail on the end of this month coz i cant afford to pay for the court fine, will be jailed for a few weeks i think, but already told my mum that i will be going for reservist end of this month just not to let her worried. See u guys here again once i am am out of the cage.

That was really bad, how much is the fine anyway, i was in for some stupid era fine which they multiply to about 10k (alot of summons of cos)..got warrent of arrest also... Court sentence me to 50 days and after the deduction of public holidays and sat, sun..it was being reduce to 31, 32 days (cant rem)...30+ days for 10k...i decided not to pay and with a postive mindset i treat it as a vacation and also a break from work but of cos i will advise you yo plead for instalment plan with the court.. they should be able to do that if you are not under warrent of arrest..


all the best bro

cheers

dan8899
18-07-2005, 12:11 PM
So sorry to hear that so many brothers are in such deep trouble. Not able to help but just wish that "tomorrow" will be better for you.

Frankiestine
18-07-2005, 12:12 PM
You guys are really freaking me out. I'm only 20 and after reading wad u guys have wrote abt ur life - going bankrupt, going through messy divorces, paying bills that can never be paid; I can't help but think of the life that awaits me. :(
Brudder all i can say is plan you life properly...dun be too quick to take the plunge even if you feel you are ready, remember this may be a pessimistic outlook but once you sign on the dotted line with her, half your asset are going to her if anything goes wrong in the marriage...

Castrol
18-07-2005, 12:17 PM
Court sentence me to 50 days and after the deduction of public holidays and sat, sun..it was being reduce to 31, 32 days (cant rem)...30+ days for 10k...i decided not to pay and with a postive mindset i treat it as a vacation and also a break from work

"vacation" ? they serve shangri la food inside there nowadays? :D

tionggoklan
18-07-2005, 12:44 PM
Yo Bro,

I also tink of that b4, but after careful consideration, cannot. reasons:

1. My line of work is in management (operations/business development/general), if I ever get bankrupt, no hope at all to get a job cos company will never ever hire a bankrupt as manager. Even if after discharged, the record is there n I realized that a no. of company application form does enquire if u have ever been bankrupt b4. BTW, currently, me is jobless.

2. My debts, as mentioned, consists of personal loans from frens, relatives n family. These personal debts, i intend to pay in full, even upon my death, as I feel that I'm not a bastard, how can I sabo those who help me during my bad time. Thus, declaring bankrupt dun serve the purpose for this part.



U need so much time to pay back your debt ?? why dun u ask the bank to declare u bankcrupt ?? or self-declare bankcrupt ? what is your monthly salary ? if u are a bankcrupt, u only need to pay off a percentage of the debt and u may get dischange after 3 years with good performance .............

:)

Frankiestine
18-07-2005, 12:53 PM
2. My debts, as mentioned, consists of personal loans from frens, relatives n family. These personal debts, i intend to pay in full, even upon my death, as I feel that I'm not a bastard, how can I sabo those who help me during my bad time. Thus, declaring bankrupt dun serve the purpose for this part.
Bro i think since your debts consist of personal loans at least still can cham siong with them better then banks...but me even after declaring bankrupt i still honour personal debt owed to a good friend...at least lidat hopefully he still trust me...

bunny
18-07-2005, 12:57 PM
Yo Bro,


2. My debts, as mentioned, consists of personal loans from frens, relatives n family. These personal debts, i intend to pay in full, even upon my death, as I feel that I'm not a bastard, how can I sabo those who help me during my bad time. Thus, declaring bankrupt dun serve the purpose for this part.


Bro,
If u ever declare bankrupt and u wan to repay yr frens etc.. then make sure u do tat first. Cos once u declare BK, everything will be under the charge of an executor/or something liek that ... in the end even if u have a job, the pay will go to this person who will manage yr funds. u will still be given enuf money for yourself and family etc... the rest they will take to pay off yr debts. At the end of 3-5 years u will be discharged, and does not matter if u manage to pay up everything. If u never do what I told u firs then u still ahve to pay yr frens etc.. but if u already do that befroe , then when u finsih the BK, then u have no more debts even to yr frens etc.

Just some word of advice. Cheers

tionggoklan
18-07-2005, 01:03 PM
Of course, those personal 1 I have not so much worry, if they r willing to loan me, means they trusted me n I wun betray that trust. Everytime I travel out of country, I will leave a note in a sealed envelope n tell my parents to open it if anything happen to me. Inside is a list of all the ppl that i owe to n the amt, n instruction is given that priority is to pay them wif my insurance $$.

It is the instituitional ones that I worry, if there is any wind blow grass move (风吹草动),then there will be a domino effect which will bring abt an immediate downfall.

Bro i think since your debts consist of personal loans at least still can cham siong with them better then banks...but me even after declaring bankrupt i still honour personal debt owed to a good friend...at least lidat hopefully he still trust me...

tionggoklan
18-07-2005, 01:08 PM
Yo bro,

Tks for the adv. If I have $$ to pay off my debts, I will definitely pay off the personal 1 1st. Though these debts got no interest, but it got relationship ties wif it, even i repay them oreli, I will still be indebted to them. $$ can pay off, 人情债 hard to repay.

However, I dun have the ability to pay them back, if have , oreli done it.

Bro,
If u ever declare bankrupt and u wan to repay yr frens etc.. then make sure u do tat first. Cos once u declare BK, everything will be under the charge of an executor/or something liek that ... in the end even if u have a job, the pay will go to this person who will manage yr funds. u will still be given enuf money for yourself and family etc... the rest they will take to pay off yr debts. At the end of 3-5 years u will be discharged, and does not matter if u manage to pay up everything. If u never do what I told u firs then u still ahve to pay yr frens etc.. but if u already do that befroe , then when u finsih the BK, then u have no more debts even to yr frens etc.

Just some word of advice. Cheers

sibaysianz
18-07-2005, 02:17 PM
I dun know wat else to say... really sympathise with some bros here...me also entangled in some legal stuff...the feeling is just "wanna kill me do it now...but no they wan to drag and drag... let u die a slow painful death" :(

Sorin^^
18-07-2005, 02:48 PM
Me also got some problem wif my job...the penalty given not known yet...its like waiting for things to happen..now my future very hard to plan, dunnnoe how to take the next step as its so sudden...
Living in Singapore so jialat...better dun marry or own any car or property cos all these bring liabilities..life so short live for another 20+ years then pengz..tink i better earn my bit of salary and use them to look after my parents...Sometimes, maybe its better to stay single cos not much finanaical worries...

Sometimes, dunnoe can be like donald trump or robert kiyosaki, earn big money... :D

ahpaul25
18-07-2005, 04:14 PM
Thanks for the advise bro, the court told me my fine will be between 1k to 5k, and i just started a job with a basic of 1200, should i ask my boss for an income prove to show it to court?

Yup, Show them your monthly salary u get from the company and prove it to the court, then when court summon u, you better inform them that you have $$ problem, willingly to pay monthly installments, hope u can get a life out from the court....and start fresh. :D

tommyboy290906
19-07-2005, 10:34 AM
Cheer up guys, the job market is picking up. Once china is in trouble over WTO issues & their currency under value by 40% & forced to revalue up. Most biz with be back to ASEAN cos cheaper. I myself just got a job after 2 yrs after dept shutdown & forced to leave. And I was very down for last 2 darkest part of my life, went to so many interview with no offer finally got offer with 20% pay cut. At times feel like jumping down like one of my block resident over money problem. Only recently, for the last six months there are really jobs in the market. Guys don't give up hope, take a pay cut & hope for a better tomorrow.
With tearssss... for those who are not out of the woods yet.
MAy good luck be with you for those is need.

mugen_76
19-07-2005, 01:47 PM
"vacation" ? they serve shangri la food inside there nowadays? :D

haha...i wish but at that point of time might as well go in with a postive mindset.. things happen for a reason...

mugen_76
19-07-2005, 01:58 PM
It better u work out a plan for payment to the court.....don even get in the cage , it's very hard for you to find a job plus....even got job...it a very low pay job like cleaner or sweeper.......you need to prove your job pay and monthly installment back to them......that the only way out for you Fuckster bro.... :)

Hi bro paul25,

being in the cage and after getting out wont land u in a job as a sweeper or cleaner la, being in the cage wont rip u off the working experience and the academic qualification u have before u enter the cage.

i have been in the cage before due to fines and summon but im still holding a ok paid , mid management job now earning close to 5k since im release. guess im one of the lucky one, the most impt thing is to be honest and frank to yr employer when doing interview (no doubt some company will not accept the fact that u are in the cage before) ..

its normal for pple now to be in the cage for fines , summons, town council overdue payment..etc...i have personally meet a lot of this type of pple in the cage . Sometime i wonder what the government is thinking...maybe they have alot of spare room in QRP ..knn

cheers

mugen_76
19-07-2005, 02:04 PM
[QUOTE=ahpaul25]It better u work out a plan for payment to the court.....don even get in the cage , it's very hard for you to find a job plusQUOTE]

Thanks for the advise bro, the court told me my fine will be between 1k to 5k, and i just started a job with a basic of 1200, should i ask my boss for an income prove to show it to court?

Bro Fuckster,

yr fine amount is small and the advise i can give is to look for the MP from yr area to write a letter to the organization that issue u the summon (URA, HDB...etc) and tell them to compound the case out of court.. usually, it will be easier for u to plead for instalment plan with the ura , hdb then in court as the court fine will be much higher and also the court will required u to pay at least 50% of the fine amount and the bal 50% settle by 2 or 3 instalment..

Im unable to seek for MP help due to im being warrant arrest and was bought to court immediately..knn..never even give me time to appeal.. :mad:

Hope this information help..

Cheers

oakleyeug
19-07-2005, 03:26 PM
Wah bro E, solid sia.. so when buy me dinner? didn't know you change job until recently... must buy me drink when i go china hor..


When u coming in to China tell me... Drinks not a pro at all my friend see when... Anyway if u wan reach call me my no will not be changing in the near future...

No choice for my job lah no prospect, no money, no learning and worst done all liao...

Oak

singexpat
19-07-2005, 03:38 PM
No choice for my job lah no prospect, no money, no learning and worst done all liao...

Oak

Bro, changed job liao ah!! congrats n wish u prosperity n good health.. :D
(KNN machiam CNY greetin).. haha..

let me know when u comin my side ah..
cheers!!

Castrol
19-07-2005, 04:10 PM
haha...i wish but at that point of time might as well go in with a postive mindset.. things happen for a reason...

fully understand bro. talk about low times and mindset, recently i was finally caught.......... drink driving! court date early next month, min 1 year driving ban + min 1k fine. i will BBBJ or AR the judge la... no choice! time to sell my faithful car... :D

nakamara
19-07-2005, 04:34 PM
fully understand bro. talk about low times and mindset, recently i was finally caught.......... drink driving! court date early next month, min 1 year driving ban + min 1k fine. i will BBBJ or AR the judge la... no choice! time to sell my faithful car...

omg...that's the most fuckiest offence ever man...haiz...my colleague also kena not long ago...wah damn sad...have my condolences...haiz... :(

Castrol
19-07-2005, 04:47 PM
omg...that's the most fuckiest offence ever man...haiz...my colleague also kena not long ago...wah damn sad...have my condolences...haiz... :(

thanks bro, your colleague and me should sit down and hug each other during such low times. once my driving ban starts, i no more picking up FL already la, gotta wait in the hotel room... :(

ahpaul25
19-07-2005, 04:52 PM
thanks bro, your colleague and me should sit down and hug each other during such low times. once my driving ban starts, i no more picking up FL already la, gotta wait in the hotel room... :(

Nmind lah, you can jio us go lah....we got car.......hehehe...... :D

nakamara
19-07-2005, 04:57 PM
thanks bro, your colleague and me should sit down and hug each other during such low times. once my driving ban starts, i no more picking up FL already la, gotta wait in the hotel room...

haha since u treat me goot here i also treat u good...i can be FL delivery man for u...comes with 2 free branded japanese brand CD... :D

Castrol
19-07-2005, 05:04 PM
Nmind lah, you can jio us go lah....we got car.......hehehe...... :D

really or not, paisay leh, me and the FL hanky panky behind while you drive... :p

nakamara
19-07-2005, 05:06 PM
really or not, paisay leh, me and the FL hanky panky behind while you drive...

behind got 3 seats right? I can join u too...den ahpaul bro be chauffeur :D

Castrol
19-07-2005, 05:14 PM
haha since u treat me goot here i also treat u good...i can be FL delivery man for u...comes with 2 free branded japanese brand CD... :D

all my brotherly love for you hasnt gone to waste la. free jap brand CD somemore... but i think every FL delivery by you may take sometime to arrive, unless the FL is CMI...! :D

hcmanic
19-07-2005, 10:40 PM
When u coming in to China tell me... Drinks not a pro at all my friend see when... Anyway if u wan reach call me my no will not be changing in the near future...

No choice for my job lah no prospect, no money, no learning and worst done all liao...

Oak

Onz bro and hopefully i dun hv to travel all the way to LW for the drinks...hahahha

Anyway, I tot J was taking care of you all the while... hmm...

nakamara
19-07-2005, 11:05 PM
all my brotherly love for you hasnt gone to waste la. free jap brand CD somemore... but i think every FL delivery by you may take sometime to arrive, unless the FL is CMI...!

hey bro cannot lidat say ok? U're the president leh...comparable to the ancient emperors of china...although the food looks damn good but his subjects need to test the food for poison first ma for safety...likewise those FLs may look tempting...but as your good n loyal bro i will test water for u first...u mistaken my good intention la... :(

if the FL CMI...can let the 'sedan bearers' have it...*hello hello ahpaul chauffeur*... :D

Daddy_Chicken
20-07-2005, 12:04 AM
Dear Friends,

My heart goes out to the brothers that are genuinely "affected". I have been in the slumps before but I am very lucky and thank god for what I have now.

Nevertheless, for those brothers who "asked for it" ....well all I can say....time to feel the pain. I mean issues like drink driving ....well...U had your fun....now taste the slumps.

For those affected by divorce, well......cheer up bro......life goes on....just to let u know...you are not the only sucker in town...

However, 1 thing that really frustrates and pisses me off is the fact that some IDIOTS here....who claims to have tried so many FLs can have the cheek to flame me for my reports even though I clearly said was not mine are actually, as clearly stated in the topic, in bad times. Some here highlighted that they dont enough have enough money to eat but can claim to have tried so many FLs !! ??? After that, that same stupid idiot can flame me and deduct my points for "stealing" other people's FR ???!!!Am I wrong to share my contacts which were given to me all in the good spirit of sharing ?

All I can say to that JABRONI.....is......U DESERVE IT BITCH !!! U bitch about me stealing FRs when you are now broke and dare to claim to have tried all the pussy in the world ? Nice LIE !!...but eh eh !!....You cant fool me.....for the others that have believed the said faggots........good luck.....All I can say is ....a good turn deserves another......its all a matter of time......

Lastly for the bros that have been genuinely affected...pls be patience...."it never rains all the time"....My best wishes to everyone here for a brighter future ahead.

best of luck gentlemen......

Rgds
DC

watmidoin
20-07-2005, 04:21 AM
1) got job but pay below market rate.... low
2) ccb colleagues in front call me brother, behind back stab me.... low low
3) most expensive thing i own is this computer. no car, no hi-fi no nothing.... low low low
4) since sec sch, try to find gf, knn, how come ALL gers i like, even those cmi ones, already attached :confused: low low low low low low low
5) now 27 liao still a virgin.... low low low low low low low low low low low
6) weather forecast say tmr won't be better day. low low low low low low low low low low low + sianz liao :rolleyes:

oakleyeug
20-07-2005, 08:29 AM
Onz bro and hopefully i dun hv to travel all the way to LW for the drinks...hahahha

Anyway, I tot J was taking care of you all the while... hmm...


He is and still am but kinda tired and relized that this industry is not my cup of tea... So i decided to change a new job best part is the pay it is double what I got... So LL time to run...

Oak

Shagedelic
20-07-2005, 08:59 AM
anyone feeling low can get some motivation from bro "manson" 's siggie.... born to lose , live to win! i find it logical manz!

nakamara
20-07-2005, 09:57 AM
1) got job but pay below market rate.... low
2) ccb colleagues in front call me brother, behind back stab me.... low low
3) most expensive thing i own is this computer. no car, no hi-fi no nothing.... low low low
4) since sec sch, try to find gf, knn, how come ALL gers i like, even those cmi ones, already attached :confused: low low low low low low low
5) now 27 liao still a virgin.... low low low low low low low low low low low
6) weather forecast say tmr won't be better day. low low low low low low low low low low low + sianz liao

1) Sama sama la brother
2) This shit always happens...face reality
3) i guess you're still young
4) now can buy wife from vietnam
5) ok that sucks...go commercial
6) bring a raincoat la

:D

Castrol
20-07-2005, 10:52 AM
hey bro cannot lidat say ok? U're the president leh...comparable to the ancient emperors of china...although the food looks damn good but his subjects need to test the food for poison first ma for safety...likewise those FLs may look tempting...but as your good n loyal bro i will test water for u first...u mistaken my good intention la...

if the FL CMI...can let the 'sedan bearers' have it...*hello hello ahpaul chauffeur*... :D

wow bro, how not to appreciate you, when all you think about is my well being. you are better than wei xiao bao, becos you "test water" only... as long as the FLs dont arrive with messy hair and wet thighs ok la... :D

nakamara
20-07-2005, 12:42 PM
as long as the FLs dont arrive with messy hair and wet thighs ok la...

okok...no messy hair n wet thighs...only wet pubic hair n messy cum soaked face ok? :D

Castrol
20-07-2005, 12:55 PM
okok...no messy hair n wet thighs...only wet pubic hair n messy cum soaked face ok? :D

ok ok la... being the president not easy for me leh, last to enjoy... :D

Striker
20-07-2005, 06:49 PM
hi, to all low times bro and sis,

i guess everyone has its own low times and peak period as well...as quoted by most of the bros here of their low times, why not we share about how out low times happened...

to kick start...for me..

1. no savings
2. cheong too often
3. never think of the consequences
4. gf fuel consumption too high.
5. didi always instant hard on which leads me to commercial sex..

jinrenhe
20-07-2005, 07:46 PM
I have a problem with making frens... not that i've no frens, but we are mostly not close.
When i need help, i'm always alone :(

Rof|maoxz
20-07-2005, 07:57 PM
I have a problem with making frens... not that i've no frens, but we are mostly not close.
When i need help, i'm always alone :(

Bro, I do not know. I find that the older you grow, lesser firends you have. I'm becoming an introvert person soon. :o

jinrenhe
20-07-2005, 08:13 PM
Bro, I do not know. I find that the older you grow, lesser firends you have. I'm becoming an introvert person soon. :o

i know that feeling... i was actually a happy-go-lucky teenagers with many frens. But as i grow older, i found it harder to make true, close frens.
anyone feels that way? I think one's best frens ate usually made in pri & secondary sch. The bond formed during childhood & teenage yrs are usually the strongest.

As an adult, u wld meet more ppl, make more acquantines but less true frens..

fun4evergood
20-07-2005, 08:56 PM
Remember the five simple rules to be happy:
1. Free your heart from hatred.
2. Free your mind from worries.
3. Live simply.
4. Give more.
5. Expect less.

nakamara
20-07-2005, 10:29 PM
i know that feeling... i was actually a happy-go-lucky teenagers with many frens. But as i grow older, i found it harder to make true, close frens.
anyone feels that way? I think one's best frens ate usually made in pri & secondary sch. The bond formed during childhood & teenage yrs are usually the strongest.

As an adult, u wld meet more ppl, make more acquantines but less true frens..

during sch days, everyone seems like your best friends cuz everyone doesn't really have to worry bout anything and the friendship is not tested.

during army, more concrete friendships are formed due to the fact that you bunch of ppl have gone thru SHIT together

during university? nah forget...maybe can find a few close ones n stick with them...university is good for finding future business partners or opportunities

during working life? out of 10 so called friends u have, 7 are prob backstabbers...so...do your math bros

for me, my best friends are my childhood friends, 1 of my pri sch friend and 1 sec sch friend...we've really gone thru deep shit together type.
Now i've been working at my office for 1 year but i'm wary of ppl there cuz i just don't trust ppl easily now that i've been betrayed b4

just my 2 cents

BigHEAD
20-07-2005, 10:34 PM
usually i always believe finding a good close friend in the same Company is
not easy. maybe too protective lah

most of my close friends range from childhood, school mates and neighbours..

Some friends simply disappear once they settle down and not even a buzz
from them....friendship! sigh..only when they need your help :)

bhoven
20-07-2005, 10:49 PM
usually i always believe finding a good close friend in the same Company is
not easy. maybe too protective lah

most of my close friends range from childhood, school mates and neighbours..

Some friends simply disappear once they settle down and not even a buzz
from them....friendship! sigh..only when they need your help :)

My best friends are those I met whilst serving my NS, followed by some primary and secondary schoolmates. Those at work are mostly just colleagues. Funny thing is that we do not need to keep constant contact with close friends but they will always rally around when we are low and need
someone to talk to whereas those we may meet more frequently are no where to be seen when our chips are down! Here in SBF, are a few samsters that I will consider good cyberfriends whom I feel I can trust fully altho i have yet to meet them...

sexlover
24-07-2005, 09:29 PM
1) Just lost my job
2) Bank left $4. Wallet left $90
3) Sammyboy Rep point left 13
4) GF flying off to Japan for holiday with her mum on Monday while I stay at home
Dont worry bro,, the tide will always turn,,,, always look into the bright side.. :)

raiders
24-07-2005, 09:40 PM
Dont worry bro,, the tide will always turn,,,, always look into the bright side.. :)



Thanks brother. Things are better now. Found a job with one of the big offshore banks and the salary is quite good. Only thing is I miss my baby. Shes still in Japan with her mum.....Pay day ask u out. Return u VCD also. Hehe

sexlover
24-07-2005, 09:44 PM
Pay day ask u out. Return u VCD also. Hehe
Pay rental ahhh? why must wait pay day? :D Kekeke. Anytime also can lah... Come out drink kopi 70cts can liao lah :p

raiders
24-07-2005, 09:49 PM
Hehe. Next next friday bah.

GoForIt
25-07-2005, 03:39 AM
me even worst....

just got promoted
condo and car loan all clear
monthly pay of 20k don;t know how to spend
bank left with around 700k..still increasing
every month change girlfriend, damm tired



sign!

are you T.T.Durai :rolleyes:

evo3
25-07-2005, 06:08 AM
Me also jobless since 17/6/05, company windup liao. Lucky never owe Bank money, but bad habit almost every nite goto KTV, somemore hv G/F like that how to live on man.

oakleyeug
25-07-2005, 10:03 AM
Dear all,

I recieved a PM from 1 of the bros here and he is asking for some advice on how I did it. A lot of people who knows me in international forum know how tough my life was when I did my first step into China.

Been a N level drop out I kinda believe it sealed my fate as a failure, I was in Bukit Merah ITE, during the first year a big fight forced me to quit school and hang my head in shame.

I was the worst kid in Bukit Ba+++, also leading a gang collecting debts as ah long and shit like that. I tell u that was the worst time of my life. My dad wants to disown me and my whole family is breaking apart because of me, until I was saved by a same surname same name person. Irony life I tell u.....

EC was my friend during that time, he is short whereas I am tall, he is smart whereas I am stuipd. Everything is vice versa for me and him,. He decided to coach me on my English and tell me what is good for myself, I begin to change.

I got my first job as a bartender and he visited me freuquetly togather with that ah long friend of mine (Before NS). They will calm me down when I am mad (I will do anything to get my hand on any idiot that provode me), they advise me on everything.

For this job what I learn? I learnt that there are strange people out there, it is not their fault to be strange so don't blame them. When people say u r wrong just accept it, think about it and then remeby it. Always respect people in regardless of who they r, u nvr know....

Life isn't hard when u based everything on challenges, u think Lee Ka Sing (HK Tyoon) never got ups and downs? Wrong I tell u... He have his own woes too, the port he bulit in China is making a lost huge lost. Life is strange too some of my friends U gradute and those who are under me b4 ask me too... How u managed to do it????? I will tell u soon....

During NS I am posted to driver unit and life was tough but again I learn. I learn that if ur life is bad some people are worst, so don grumble. I love cars so my next job u guess....?

Yes as a mechanic, I repair cars with pride and solid car like Merc, BMW, Mini and stuff like that. My next job repairing of Porsche, yes with Suttgaurd Atuo. I met a lot of boss fig and noticed how they react, how they question people, how they post their air and what they wants.

I learn too again, like I say learn nothing wrong with learning just don say F**K I CANNOT DO IT. I always tell my stuff here in China, if u cannot do it I will replace u because a lot of people can do it. Positive is all it is about.

I got my next job (within 2 year I change a total of 3 jobs), require me to be a IT engineer but I know nuts about IT. They way I put it is I know, but the actual fact I don. I am employed through a little clever plan of mine.

1 year into the job I fought very hard to climb, I nvr back stab so that gives me plus in everyones book. End of the day I am 1 of the engineer posted to Microsoft Training in Orchard forgot where already, I make my mark my dad is impress by me and start to forgive me bit by bit.

I was then retenrched but I found a new job in less than a week, higher pay and better benifit. I told myself no fish srimp also can, but I landed into another new place. The spirit of nvr give up is working. I was in the manager level after trying for 1 year and during that time I managed to sercure alot of business, personal business.

Like I say u might ask what is good for yourself, I don know. U must ask urself what u r good in and what u r not, I am not a god but am just a advisor to all the situation here.

If u r not good at where juz change it, don say u don know. How I managed to climb all the way to the Manager with juz a N Level Cert?? I try my best in everything, if u cannot do it the best then don do it, u r creating more shit for people to clear then. Work smart not hard. My pool of worker will die for me if they need to y?? I treat them as human being and only then will they respect me. RESPECT MY FRIEND IS EARNED NOT HAMMERED.

I am posted to China just last year, I nearly gave up and return to Singapore. But I persist knowing that this land is filled with oppurunity, I heard from my friend Roanldo in the international forum.

"U know that guy u met got an offer $XX, benifit XX and he took up the job."

I know that I must challenge myself to go up again, I took all oppurunity that I have and finally I myself got an offer.

The next job is here but I made a mistake in not looking far, because another guy came hopping with a GM post and pay of SGD$8***...

I am only 26 and I have been through a lot, I tell u my life story because I have fallen into shit before and I have climbed out.

I will now tell u the method....

1) Never admit lost until u have found no way.
2) Never say that you are good because there r people who r better.
3) Never stop learning.
4) Never say that life sucks because it have not.
5) When u r down to the bottom the only way out is to go up.
6) Everything is life exprience, do not look down on people.

My motto to survive is u need to have good friends and only good friends are the ones to support u. I learnt how people work and correct their mistake to make their merit into mine. I try to mingle around with people and change my habit from time to time.

Life is not all about money but rather investment, if u r willing to look beyond the line you have reached ur goal by half. I have lots of friends who cannot cross the barrier, they do not know how to invest in friends.

HUMAN BEINGS ARE SUCH SMALL CREATURES, AREN'T THEY?

SO DON'T BE TOO WORRIED ABOUT EVERYTHING,

TREASURE EVERY MOMENT, DO WHAT YOU WISH TO DO.....

BROADEN YOUR VIEW, BROADEN YOUR MIND,

DON'T WORRY TOO MUCH ABOUT THINGS THAT ARE BOTHERING YOU.

This is the magical statment I will give u all....

Regards,
Oak

nakamara
25-07-2005, 10:20 AM
This is the magical statment I will give u all....

You're the man! Thumbs up! We should all learn from you!

oakleyeug
25-07-2005, 10:28 AM
Not true juz that I been to the pits and have climbed out b4... I also relized a lot of people PM me to ask me abt this kinda issuse, I guessed this is for all to share...

Now waiting in anticipation for my new job which will commenece next week. Thinking back it is a tough life here but with bros like Roanldo, Stanlo, Alvin1969, Sino, Tripping, Pepewaio, Sperminator and lastly APSX I think I made it to the top.

Regards,
Oak

sToNeCoLd
25-07-2005, 11:03 AM
Dear all,
.......THINGS THAT ARE BOTHERING YOU.
This is the magical statment I will give u all...
Regards,
Oak

Bro Oak, indeed it was an overwhelming insightful life experience that you shared with all brothers here who are "temporarily" in the soaking mud-pit in their life!! ( Will up your pts for sharing with us!!!)

True indeed as what you said that we should not give up in our life or any obstacles that comes along!!Ironically, I came a across a quote today saying "WHAT DOESNT BREAK YOU WILL MAKE YOU EVEN STRONGER"!! So, let's not despair and seek for absolute solution rather than dwelling into our problems negatively.

Just want to share what I have experienced during 1 of my "downtime". I was in complete different scenario unlike Bro Oak. Throughout my life, I was blessed with reasonable upbringing.Not fantastic but good enough for me to complete my school education. Life was a breeze and I managed to find a decent job as a marketing executive after my army days. With a supportive management behind me, I managed to rose quite fast and rolling in all these $$$ into my bank account. As big-headed 25yrs old young chap, I was disorientated in my life with all these sudden "perks" which I dont handle quite well. I spent tons of $$$ on boozing, woman, friends etc. I dont give a hoot about anything in my life and to me..Life is just a party and the party never ends for me.Definately and surely, I"m into troubles for such irresponsible act which I felt it's so unfair for my beloved wife, family and all the people who loved me.

Slowly, alcohol started to take over my life, my soul and everything I have built up for myself and my love ones at home.

Sometime this year, I was caught drink-drinking while making my way back home. I was so intoxicated that I did not know how bad it was until the next following day. I was in completed daze when things started to settle in.What should I do now without a valid driving license for work??Why I"m in such a state which I should have know long ago??Lots of Whys..whys..and more whys...

I was very lucky that I still have my supportive wife who standby me despite all these silly troubles I"m in. I'm really stupid for my act that causes so much troubles & agony for myself and all the people who loves me. I regretted till this very day which I think I could avoided if I"m given a 2nd chance. Despite this respite, I tell myself I MUST moved on and stop dwelling in the problems itself. Nobody will give you a 2nd chance and tell a hoot about how you should live your life. You must standup, think for yourself, move on and dont repeat the same mistake again. We all go through trails & tribulations in life. It's just 1 chapter of unhappiness in our life that we need to learn and master before we close it.

Bro Oak"s personal experience indeed enlighten me which also brings me to share my own little experience with all brothers here. I hope we should encourage all with our own little personal experiences to make this world a better place to live in.

sTonEcOLD

oakleyeug
25-07-2005, 02:19 PM
A lot of people will ask, why are u guys so lucky???

I will tell them it is not that I am lucky, it is just that I managed to cruise my way out of problems. My friends used to tell me if money can solve the problem it is no longer a problem. I agree with him, I think it is the best way to solve pro without me cracking my head.

I don use money to solve all my pro but rather sincerely to solve, I got into a accident in 2004 Chinese New Year. My car flipped from oncoming to incoming lane, end of the day I still climbed out. I tell u I spent so much buying that Lancer of mine (2005 edition) and less than 6 months it flipped, during that time I told myself luckily I have no pro otherwise how much more money also cannot buy me back.

I read this statment somewhere b4 and I will share it with u guys,

" When it is dark it means there is no light. It does not mean that light does not exist, it is just that light cannot be seen, heard or felt but if you have faith you will find it."

This statment means a lot to me now, I know people will find me bullshitting but if you talk to people from international forums they will know.

Life isn't that hard when you look at it positively, instead it will be bitter when u don.

Good luck to all bros here, there are light at the end of the tunnel. Choose your road well, plan far ahead and make sure you plan sereval road instead of 1.

Regards,
Oak

singexpat
25-07-2005, 02:54 PM
" When it is dark it means there is no light. It does not mean that light does not exist, it is just that light cannot be seen, heard or felt but if you have faith you will find it."


Regards,
Oak

Bro, u my idol!! I know e shit feelin of havin to work overseas..
n we same age somemore ah..
haha.. but ur success higher than me.. :D

Cheers n hav a bright future bro!!

oakleyeug
25-07-2005, 03:26 PM
Bro, u my idol!! I know e shit feelin of havin to work overseas..
n we same age somemore ah..
haha.. but ur success higher than me.. :D

Cheers n hav a bright future bro!!


Where got? Haha but it is indeed shitty here in China, now in my new company doing some check list and preparing myself for my new job.

At my previous job I am paid peanuts but in there is my best friend, he had faced some pro and I wanted to come China to expose myself. So it is a stone killing 2 birds, I fulfilled my wish and my hunger.

But this new job I will try not to stay long, I still have a long way to go. This is waht I felt now.

I am tired but I cannot stop,
I am trying to stop but spirit is strong,
I am who I am trying to prove,
I cannot do anything that goes against my wish and faith I have in myself,
I will be strong and will not submit to defeat,
I will not admit defeat even though it seems a easier way out,
I will not take an easier way out because it makes me lazy,
I will not dishornour the name that my dad gave.

My life is blessed... Y I said that?

My family helped me when I am down and out, I have a good galfriend who refused to give up on me. I have a lot of good friends good do not wan to see me fall.

My pay now is nothing comparedto what I have heard, a manager earning SGD $1.6million per year. I view it as a challenge not as a goal, once I do that when I fall I will not get into shit.

Regards,
Oak

singexpat
25-07-2005, 03:49 PM
My pay now is nothing comparedto what I have heard, a manager earning SGD $1.6million per year. I view it as a challenge not as a goal, once I do that when I fall I will not get into shit.

Regards,
Oak

Bro, i'm oso underpaid here and kana F by my boss everyday.. :(

still LL hav to lun or reali next time, will face prob again..

Hmmm.. SG1.6 million for manager... tink its quite difficult for me cos its not MNC...

But i support u ah n ALL E BEST BRO!!

canny
25-07-2005, 03:54 PM
Well... thats a vey nice motivation Oak !! Thank u for ur advise ..

Atfer reading thru the whole of this post again, i realise one thing. Good friend n partners are really hard to find. Do treasure them.
In fact i too went into the darkness moments of my life, life was in a mess.
That time still very young to handle it.. but i am really lucky (like u Oak) that my current bf never give me up. He was always there for me.. What he have done for me i will never ever forget....

I rem i heard an old ah ma at the old folks home (that time do volunteer),
"Find someone who can go thru bad times with u not those share the good times"

Like bro H24, no matter how good is that ger, Bro H24 refused to give up his wife. Me too....

oakleyeug
25-07-2005, 04:05 PM
Good for everyone that shares the same views with me. To find something good is hard to find your own direction is even harder.

For me I have my directions and I have moved into that direction now, I am still young compared to alot of people here. If there is a chance given to me I will prove to everyone that I am who I am, I need not answer to anyone at the end of the day expect to myself.

Find things that you really need and treasure them you nvr know when u might need it.

Regards,
Oak

beachboii
02-08-2005, 09:48 PM
[QUOTE=Striker]anyone would like to share his or her low times...for me

1. just resign my job
2. can't find a suitable one still after 4 months
3. savings gonna dry
4. car instalments to pay
5. credit cards bills to pay

My Low time is Now....

1) CREDit Card COMPANY ENGAGE LAWYER CHASING AFTER ME- FILING LIQUIDATION ...GOING FOR HOUSE SEIZURE.
2) oWN DEBT OF uP to 44K...(15K CITIBANK, 10K-DBS, 19K-CAR fINANCE)

3)cAR kanna TOOk BACK BY FINANCE BECOZ 4 MTH NVR PAY
4) mY bUSINESS fail- renovation bUSINESS (STill own SOME supplier money)
5)diVorced last year december
6) My WHOLE fAMILY LOOK DOWN ON ME...

i feel like GOING tO die SUA.....but i don't HAD THE COURAGE.....SO I GOT NO CHOICE I WILL HAD TO WORK VERY VERY HARD...I WILL NOT GIVE UP.......
sORRY IF THIS IS THE WORNG PLACE FOR ME TO PLACE MY SORROW....AND PPL THINK WHY I LIKE TAT LIAO STILL wANT to GO bONK....THE MATTER OF Fact is i just bonk to relieve stress....i am very stress sometimes...

on the good side is that i manage to find a new job that pay quite ok (s$1,600) PER MTH.....

beachboii
02-08-2005, 09:57 PM
I Might Be Down But I Am Not Out....i Will Go In Search Of My Light....

raiders
02-08-2005, 09:57 PM
I read a quote that I'll always remember

相识满天下, 知心无几人

sdfr
03-08-2005, 02:05 AM
anyone would like to share his or her low times...for me

1. just resign my job
2. can't find a suitable one still after 4 months
3. savings gonna dry
4. car instalments to pay
5. credit cards bills to pay


haiz....... :mad:

sell the car.

sdfr
03-08-2005, 02:12 AM
i know that feeling... i was actually a happy-go-lucky teenagers with many frens. But as i grow older, i found it harder to make true, close frens.
anyone feels that way? I think one's best frens ate usually made in pri & secondary sch. ..

when ppl grow older, they got less time lah, whr got time to hang out make friends. that's why. it's priorities changes.

sdfr
03-08-2005, 02:19 AM
me even worst..

got promoted again, since the last time was 2 mth ago
condo/car loan cleared
20k monthly salary don;t know how to spend
bank keep call me everyday, asking to invest my 900k deposit..still growing
just broke off with 2 girlfriend

ready feel like killing myself..sign

neh'mine! in every cloud, there is a silver lining. no matter how much money u have, it is still difficult to find a clean public toilet when u need it most!

that is the most important thing in life. being able to find a clean public toilet.

i've been lucky. someone up there likes me, cos i've always been able to find a clean public toilet just when i needed it most!

how about you?

qwertyuiop
03-08-2005, 02:45 AM
I am only 26 and I have been through a lot, I tell u my life story because I have fallen into shit before and I have climbed out.

I will now tell u the method....

1) Never admit lost until u have found no way.
2) Never say that you are good because there r people who r better.
3) Never stop learning.
4) Never say that life sucks because it have not.
5) When u r down to the bottom the only way out is to go up.
6) Everything is life exprience, do not look down on people.

My motto to survive is u need to have good friends and only good friends are the ones to support u. I learnt how people work and correct their mistake to make their merit into mine. I try to mingle around with people and change my habit from time to time.

Life is not all about money but rather investment, if u r willing to look beyond the line you have reached ur goal by half. I have lots of friends who cannot cross the barrier, they do not know how to invest in friends.

HUMAN BEINGS ARE SUCH SMALL CREATURES, AREN'T THEY?

SO DON'T BE TOO WORRIED ABOUT EVERYTHING,

TREASURE EVERY MOMENT, DO WHAT YOU WISH TO DO.....

BROADEN YOUR VIEW, BROADEN YOUR MIND,

DON'T WORRY TOO MUCH ABOUT THINGS THAT ARE BOTHERING YOU.

This is the magical statment I will give u all....

Regards,
Oak

For once I realise that there are experiences even worse than mine. Looking at your experience only tells me one thing, and that thing is to thank you for sharing your experience cos till now then I know I'm "focusing" on the wrong thing which is I "worry too much about things that are bothering me"

Your magical statements are very useful indeed. I will definitely have them properly typed & deisnged in powerpoint & then have it printed and paste everywhere I can see as it's a motivation for me. Once again, thanks.

Ronaldo
03-08-2005, 11:14 AM
Yo Oak,

You also blogging now ha? Hehehe... :D

biker_man
03-08-2005, 12:40 PM
Whenever I go thru shit, i always remind myself that

"Tough times don't last, but Tough people do"

I have been blessed in my life so far and I am grateful for it. I hope I never take this blessing for granted by thinking of it as a right instead of what it really is, which is a gift.

oakleyeug
04-08-2005, 06:00 PM
Yo Oak,

You also blogging now ha? Hehehe... :D


Yepzzz.... Now nothing to do might as well give some advise to all... Still owe it to u .... Visit u tomorrow...

Oak

antlau
04-08-2005, 06:06 PM
1) Own credit card companies $30k
2) Road tax and insurance finishing soon
3) bank account less than $10


hahahha....sigh..me also the same, what should i do?

Fuckster
05-08-2005, 02:23 AM
Bro Fuckster,

yr fine amount is small and the advise i can give is to look for the MP from yr area to write a letter to the organization that issue u the summon (URA, HDB...etc) and tell them to compound the case out of court.. usually, it will

Cheers


Thanks for all the concern from all bros who had given advise to me. I had finally paid off the fine of with the help of my buddies and my gal fren. I tried to ask that stupid judge to allow me to pay the fine in installment but guess what that fucker said? HE SAID I NEED TO PAY 95% OF MY FINE BEFORE HE WILL ALLOW ME TO PAY THE REST OF THE 5% WITH INSTALLMENT!!!!! I REALLY FEEL LIKE GIVING HIM A GOOD FUCK....IF I HAVE SO MUCH MONEY DO I STILL NEED TO ASK FOR INSTALLMENT???!!!!! Luckily i manage to raise the amount with the help of my dear frens and my gal fren ,or else i might be in the cage by now, forgive me for my dirty words bros, but i still want to curse ALL THE FUCKING JUDGES IN SINGAPORE AND HOPE THEY WILL ALL DIED OF TRAGIC DEATH AND GET FUCK IN THEIR ASS BY A DOG AND CURSE THEM TO HAVE A ROTTEN DICK AND CANT BONK FOR THE REST OF THEIR LIFE.